Poku: AI Money Tracker
Budget, expenses, one sentence
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: Poku on Apple Watch. Say what you spent from your wrist, and see what's left this month right on your Home Screen. Still one sentence, still no bank login.
AI money tracking that takes one sentence.
Tell Poku what you spent, the way you'd actually say it. "lunch $12". "yesterday dinner for $15, and today coffee for $5". It gets logged, categorized and dated, without opening a single form.
TYPE IT OR SAY IT
Type one line, or hold the button and speak. Your voice is handled by Apple's own speech engine, never shared with anyone else.
ASK ANYTHING ABOUT YOUR MONEY
"How much on coffee this month?" "Show all transactions today." "What did I spend over the weekend?" Poku answers from your actual numbers, never a guess.
CHANGE ANYTHING BY ASKING
Logged the wrong amount? Say "make lunch 14" and it's fixed. Edit or delete several transactions at once, with one confirmation.
SEE WHERE IT ALL GOES
The dashboard shows this month's transactions and every category, spent or earned.
ON YOUR WRIST
Poku on Apple Watch. Say what you spent, or ask how much you've spent today. Keep your budget on the watch face. The watch signs in through your iPhone.
ON YOUR HOME SCREEN
A widget shows what's left this month, with buttons to add a transaction or say one.
POCKETS
Keep separate spending in separate notebooks when you want it counted apart.
BUDGETS THAT TELL YOU EARLY
Set a weekly or monthly budget in a sentence. Add limits to individual categories. See where you stand while the month is still running, not after it ends.
THINGS THAT REPEAT, HANDLED
"netflix $5 a month starting today" creates a repeat. Subscriptions and bills log themselves, and what's coming up shows before it lands.
IT LEARNS HOW YOU SORT
Correct a category once and Poku remembers it. The longer you use it, the less you correct.
NO BANK LOGIN
Nothing to connect. No credentials to hand over, no access to your accounts. You tell Poku what you spent, and that is the whole arrangement.
ANY CURRENCY
Choose your currency when you start. Amounts are written the way your part of the world writes them.
Poku uses AI, so check the amounts and dates it logs.
FREE AND POKU PRO
Poku is free to use, with daily limits on chat and a cap on how many transactions you keep at once. Poku Pro removes the limits and unlocks unlimited categories, repeats and pockets.
Terms of Use: https://poku.chat/terms
Privacy Policy: https://poku.chat/privacy
Poku on Apple Watch
Tap Log or ask and say what you spent, or ask how much you've spent today. Each expense gets its own card. Turn the Digital Crown for this month's budget, put your budget on the watch face, or say "Add to Poku" to Siri. On watchOS 26 there's also an Add to Poku control, and your budget rises in the Smart Stack at meal times. The watch signs in through your iPhone.
Your budget on the Home Screen
A Quick actions widget shows what's left this month, with buttons to add a transaction or say one.
Every shortcut, shown
Quick access, in the menu, shows each way to use Poku outside the app, with a short video. Tips, in Settings, has things to ask Poku.
Edit what you can see
Change a transaction by what's on its card: its words, its price or its day. Say "make it 5 more" and Poku works out the new amount. Rename one by asking, and edit or delete several at once with one confirmation.
The amount you typed
Poku saves the figure you wrote in every currency, never says Done when nothing changed, and deletes a budget only after you say yes.
Also new
The Overview lists every category, with a Spent | Earned switch. Change your name in Settings. Search finds every word in any order and groups results by day. What you send from your watch shows in your iPhone chat.
Fixes
A reply that has already arrived no longer offers Try again. A message that never reached Poku no longer shows as sent. Picking a date in Repeats no longer saves the day before in some time zones. Swiping between Chat and Dashboard gives one haptic tap, when the page lands.
The developer, Ferry Dwianta Peranginangin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ferry Dwianta Peranginangin
- Size
- 39.3 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later. - Apple Watch
Requires watchOS 11.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Poku Pro Yearly $39.99
- poku.pro.yearly $4.99
- Copyright
- © 2026 Ferry Dwianta P
