DebtDate: Debt Payoff Planner
Snowball Payoff Date Tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
There's a date your debt disappears. See yours in 30 seconds — no signup, no bank login, no subscription. Just add your debts and watch the date get closer.
How soon could you be debt-free? Add your debts and find out in 30 seconds.
DebtDate shows you the exact month you'll pay off every credit card, loan, and bill — and how much sooner it happens when you pay a little extra. No signup. No bank login. No subscription.
YOUR DEBT-FREE DATE
Enter each debt's balance, interest rate, and minimum payment. DebtDate instantly calculates when you'll be done — one big date, front and center. That date is your goal, and everything in the app is built to move it closer.
SNOWBALL VS AVALANCHE
Compare the two most popular payoff methods side by side:
- Snowball — smallest balance first, for quick wins and motivation
- Avalanche — highest interest first, for maximum savings
See exactly how much interest each method costs you and pick the one that fits how you stay motivated.
THE EXTRA PAYMENT SLIDER
Drag the slider and watch your debt-free date move. See in real time what an extra $50, $100, or $200 a month actually does — months or years off your timeline, and the interest savings in dollars.
TRACK YOUR PROGRESS
- Log payments as you make them — your plan recalculates from your real balances
- Watch every balance fall on the payoff timeline chart
- See per-debt payoff dates, total paid down, and percent complete
- Payment history for every debt
PRIVATE BY DESIGN
Your debt data never leaves your phone. No account, no email, no bank connection. Delete the app and the data is gone. Debt is personal — your plan should be too.
SIMPLE, HONEST PRICING
DebtDate is free to use. One optional one-time upgrade unlocks unlimited debts, removes ads, and adds export — no subscription, ever. We think a debt payoff app charging you monthly is a bit backwards.
WHO IT'S FOR
Anyone juggling credit cards, car loans, student loans, or medical bills who wants a clear answer to one question: when will this be over? Whether you follow the snowball method, the avalanche method, or just want to see the finish line — your date is waiting.
Add your debts. See your date. Make it sooner.
Payoff dates and interest totals are estimates based on the information you enter — not financial advice.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Rasmus Horsmann, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Rasmus Horsmann
- Size
- 6.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Pro $4.99
- Copyright
- © Horsmann Network
