• Fixed an issue where income entries couldn't be saved. • Smarter, more accurate AI insights and Money Coach — now grounded in your full financial picture. • AI-suggested budgets and savings goals are now editable. • Set your own exchange rate for foreign-currency transactions. • Clearer bank-text capture, plus App Lock and Apple Intelligence improvements. • Various bug fixes and refinements.

Optiexpense 2.0.2 is a big upgrade: • Smarter automatic capture — bank SMS and email receipts are detected and logged more accurately across more banks and countries, with on-device AI that better understands the merchant, amount, and whether it's income or an expense. • Face ID / Touch ID app lock to keep your finances private. • Nightly spending coach — a gentle end-of-day summary of your habits, based on your income and goals. • Redesigned Money Coach and onboarding, plus a header that shifts with the time of day. • Clearer analytics — category-colored charts and a redesigned savings streak. • Everything runs on-device for privacy, with daily iCloud backup. • Faster and smoother, with reliability fixes throughout.

Optiexpense 2.0.1 is a big upgrade: • Smarter automatic capture — bank SMS and email receipts are detected and logged more accurately across more banks and countries, with on-device AI that better understands the merchant, amount, and whether it's income or an expense. • Face ID / Touch ID app lock to keep your finances private. • Nightly spending coach — a gentle end-of-day summary of your habits, based on your income and goals. • Redesigned Money Coach and onboarding, plus a header that shifts with the time of day. • Clearer analytics — category-colored charts and a redesigned savings streak. • Everything runs on-device for privacy, with daily iCloud backup. • Faster and smoother, with reliability fixes throughout.

Optiexpense 2.0 is a big upgrade: • Smarter automatic capture — bank SMS and email receipts are detected and logged more accurately across more banks and countries, with on-device AI that better understands the merchant, amount, and whether it's income or an expense. • Face ID / Touch ID app lock to keep your finances private. • Nightly spending coach — a gentle end-of-day summary of your habits, based on your income and goals. • Redesigned Money Coach and onboarding, plus a header that shifts with the time of day. • Clearer analytics — category-colored charts and a redesigned savings streak. • Everything runs on-device for privacy, with daily iCloud backup. • Faster and smoother, with reliability fixes throughout.

• Automatic daily iCloud backup — your data is safely backed up to your private iCloud, and you can restore it anytime from Settings. • More accurate automatic capture — improved reading of card spends, refunds, and foreign-currency amounts. • Safe-to-Spend and cash-flow forecasts now count recurring bills correctly. • More reliable bill payments, debt tracking, and split expenses. • Stability and performance improvements.