Financial Circle makes it simple to run a rotating savings group — a tanda, susu, esusu, or ROSCA — with people you trust.
Everyone contributes a set amount each cycle, and members take turns receiving the whole pool. Financial Circle keeps the group organized: who's in, who has paid, whose turn is next, and when the next contribution is due.
WHY FINANCIAL CIRCLE
• Start a circle in minutes — set the amount, schedule, and payout order
• Invite members with a simple referral code
• Track contributions cycle by cycle and see who has paid at a glance
• Automatic reminders so no one misses a payment
• A shared calendar of contribution and payout dates
• Built-in group discussion to keep everyone aligned
PAY THE WAY YOU ALREADY DO
Financial Circle doesn't hold or move your money. Members pay each other directly with the apps they already use — Zelle and Cash App. Organizers share their payment handle or QR code, and members can attach a screenshot to confirm.
BUILT ON A TRUSTED TRADITION
Rotating savings circles have helped families and communities save together for generations. Financial Circle brings that tradition into a clean, modern app — with clear records so everyone stays accountable.
FREE TO USE
Financial Circle is free.
Financial Circle is a coordination and record-keeping tool. It is not a bank, money transmitter, escrow service, or payment processor, and it does not hold, move, or guarantee funds. All payments happen directly between members through third-party services.
Ratings & Reviews
5.0
out of 5
3 Ratings
Welcome to 1.3.0: more ways to save, and more ways to stay on track.
NEW
Save in any currency. Each circle and savings goal uses its own currency, from a searchable list of 155
Solo savings: set a personal goal, record each saving, see your milestones and get "time to save" reminders
Circle Buddy: friendly tips and nudges at the right moments (you can turn it off in Settings)
Notifications from the app: when a friend joins your circle, when your circle starts and when a payment is confirmed (iPhone)
A group photo for your circle. Only the creator can change it
Celebrations when you create a circle, send a payment, finish a circle or reach a savings goal
Remind a member who is late with one tap
Pull down to refresh on Home and Calendar
A clear banner when you're offline
A new welcome tour with real screenshots
IMPROVED
Members can now remove a finished circle from their own list
Your sign-in is now kept in your iPhone's secure storage
Achievements, the leaderboard and the intro are fully translated into Spanish and French
Animated empty screens and many small fixes
Financial Circle never holds or moves your money.
Version 1.3.0
The developer, Abdoul Diallo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Abdoul Diallo
Size
52.9 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
iPad Requires iPadOS 16.4 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
