X Money: Expense Tracker
Private Offline Budget Planner
Only for iPhone
$3.99 · Designed for iPhone. Not verified for macOS.
iPhone
Track expenses, follow monthly budgets, and understand where your money goes. One purchase, no subscription, no account, no ads, and no bank connection.
X Money is a private, offline expense tracker and budget planner for people who want a clear view of the records they enter—without creating an account or connecting a financial institution.
Track everyday money
Log expenses, income, refunds, and recorded moves between your local accounts. Organize activity with your own accounts and categories, then search and filter when you need a specific entry.
Plan the month
Set one monthly budget plus category budgets. See upcoming recurring items and a practical safe-to-spend-today estimate based on the plan and records you enter.
Understand your patterns
Review recorded balances, cash flow, category breakdowns, and trends in a clear, modern layout.
Private by design
Your working records stay in the app's local sandbox. There is no sign-in, developer cloud account, bank connection, advertising, or analytics.
Back up on your terms
Create a password-protected full backup for later restore, or export a readable CSV copy through the system share sheet.
One purchase. No subscription.
X Money is a manual record-keeping tool. It does not connect to financial institutions, hold funds, initiate payments, or execute financial transactions. Balances, insights, budgets, and estimates depend entirely on the information you enter.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Core overview, activity, budget, insights, and settings screens now adapt to supported device languages. X Money also recommends a base currency from your region and uses local currency symbols, number separators, and dates. Your records remain private and offline.
The developer, 晓 杨, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 晓 杨
- Size
- 24 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Mike Johnson
