Expense Tracker: Wizo IOU

EMI, Lent, Debts & Owed

Free · In‑App Purchases

Start tracking in seconds: new accounts come with a Savings account ready to go. Set budgets, scan receipts and get a reminder before every bill. No subscription. Know where your money goes, who owes you, and what is due next. Wizo is an AI expense tracker that keeps spending, budgets, loans, installments, and IOUs in one simple app. Log an expense in seconds, ask the AI assistant a question in plain English, and let Wizo remind you before a bill is due. No subscription: every tracking feature is included, and only the AI tools use credits. TRACK EVERY EXPENSE Tap the Fast Entry button from any screen to record income, expenses, and transfers. • 22 account types: cash, bank, wallets, credit cards, BNPL, loans, mortgages, investments, crypto, gold, stocks, and more • Any currency from the full ISO list, with a base currency for totals • Custom categories and tags, plus search across everything you have logged • A Net Worth view that weighs what you own against what you owe DEBTS, IOUS & MONEY LENT Stop keeping track of who owes whom in your head. • Record money you lent or borrowed against a contact • See each person's balance and full payment history • Settle up in a tap when money comes back • Debts owed to you count toward your net worth automatically LOANS & INSTALLMENT PAYMENTS • Track loans you have given or taken, with flat or reducing interest • Installment (EMI) calculations and full payment schedules • A dedicated flow for purchases paid in installments • Payment reminders so a due date never catches you off guard BUDGETS & SAVINGS GOALS • Weekly, monthly, yearly, or custom-period budgets • Alerts as you approach a limit, and rollover for money you did not spend • Savings goals for an emergency fund, travel, a home, retirement, and more • Deadlines, linked accounts, and recurring contributions for each goal BILLS, SUBSCRIPTIONS & RECURRING PAYMENTS • One place for subscriptions, recurring bills, and repeating income • Reminders before a payment is due • A missed-payment list so nothing quietly slips AI ASSISTANT & RECEIPT SCAN • Ask, by typing or speaking, "How much did I spend on dining this month?" and get an answer from your own data • Let the assistant prepare a transaction for you; nothing is saved until you confirm it • Snap a receipt to pull out the merchant, amount, date, and category, then review it before saving • AI features need a free account and use credits. New accounts start with welcome credits, and you can buy more packs any time INSIGHTS THAT MAKE SENSE • A financial health score on your dashboard • Cash flow, savings rate, and budget vs. actual • Category and tag breakdowns • PDF and CSV exports when you need a report • A weekly digest, plus alerts for unusual spending STAY MOTIVATED Streaks and achievement badges reward the habit of checking in, so tracking sticks. YOUR DATA, YOUR CONTROL • Your records live on your iPhone first, so everyday tracking works offline • Signed-in users get automatic backup to a private Google Drive app folder • Export everything to a compressed .wizo backup file, and restore by replacing or merging • Try Wizo as a guest with no sign-up. Guest data stays on your device, and you can bring it into an account later with Sign in with Apple or Google • Light and dark themes Wizo is built for everyday money, not accounting software. Start as a guest and see where this month's money is going. Privacy Policy: https://www.wizomoney.com/en/privacy

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

• New accounts start with a Savings account so that you can add your first transaction right away. • Backup restore is all-or-nothing, so a failed restore can no longer leave partial data. • CSV and PDF exports are more reliable, with correct filters, special characters and unique file names • Goal, budget and balance totals round to the cent • Safer credit purchases and account deletion

Version 2.6.0

The developer, Samad Talukder, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Samad Talukder
    Size
    101.5 MB
    Category
    Finance
    Compatibility
    Requires iOS 16.0 or later.
    • iPhone
      Requires iOS 16.0 or later.
    • iPad
      Requires iPadOS 16.0 or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 30 more
    • English, Arabic, Basque, Catalan, Czech, Danish, Dutch, Finnish, French, Galician, German, Greek, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © 2026 LoomChip LLC
  • Developer Website
  • Privacy Policy

    • More by Samad Talukder

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