Loan Compass

Mortgage, Debt & Rental Math

$0.99 · In‑App Purchases · Designed for iPad. Not verified for macOS.

Smarter tools for mortgages, loan comparisons, rental properties, student loans, debt payoff and more—all together in one easy-to-use financial toolkit. Loan Compass contains a collection of calculators for examining borrowing, repayment, and rental-property scenarios. Choose the calculator that matches the question you are trying to answer, enter your assumptions, and review the resulting payment, payoff, amortization, or investment figures. The mortgage calculator accepts purchase price, down payment, interest rate, term, property tax, homeowners insurance, HOA costs, PMI, and payment frequency. Extra principal can be modeled as recurring payments or individual additional payments. The resulting mortgage analysis separates principal and interest from other housing costs and provides an amortization schedule. You can examine total interest, projected payoff, remaining balance, and the effect of paying additional principal. Loan Comparison places two mortgage scenarios next to each other. It compares payment, interest, total cost, payoff timing, remaining balance, and cumulative interest so differences can be examined from the same screen. The Student Loan calculator models repayment and additional principal along with scenarios involving capitalized deferment interest and interest-only periods. Debt Payoff shows how changing the amount paid each month affects repayment time and interest. Separate installment-loan tools cover auto, boat, RV, and personal loans. These calculators provide payment and interest calculations together with balance and amortization information. Rental Analysis combines financing with the operating assumptions of a rental property. Enter rent and property costs such as taxes, insurance, HOA expenses, operating reserves, and financing information. Loan Compass then calculates cash flow and other rental measures from those assumptions. Rental Pro is an optional subscription for users who want additional rental-property analysis. It adds metrics and projections such as net operating income, DSCR, break-even calculations, equity and loan paydown, appreciation assumptions, selling costs, projected sale proceeds, and return calculations. Calculations can be saved as scenarios for later comparison. Supported results can also be exported as PDF reports. Saved information can remain on the device or use private iCloud synchronization where available. Loan Compass does not make lending or investment decisions for you. Its calculations are estimates for exploring assumptions and comparing possible scenarios and are not financial, tax, legal, lending, or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Loan Compass 1.2 includes improvements across the app to make calculations more reliable and easier to use. We’ve refined loan comparisons, rental property analysis, saved scenarios, reports, Spanish localization, and accessibility support. This update also includes additional stability and usability improvements throughout the app.

Version 1.2

The developer, HELM Coders LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • Larger Text

      • Dark Interface

      • Reduced Motion

    Information

    Seller
    HELM Coders LLC
    Size
    4.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    • Rental Pro Annual $19.99
    • Rental Pro Monthly $1.99
    • Learn More
    Copyright
    © 2026 HELM Coders LLC
  • Developer Website
  • Privacy Policy

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