MyPennyPal
Budget, bills and savings
Free · Designed for iPad. Not verified for macOS.
MyPennyPal turns your money into a plan you can actually follow.
Instead of guessing, you open the app and see one number: what is genuinely left to spend this month, after your income, your bills and everything you have already spent.
BUILD A BUDGET THAT FITS YOU
• Start with 50/30/20 or 70/20/10, or set your own percentages
• Prefer envelopes? Give each category its own spending limit
• Zero-based budgeting is here too, if every penny needs a job
• Change your approach whenever you like — nothing is locked in
KNOW WHERE YOU STAND
• A clear monthly view of income, spending and what remains
• See where your money actually goes, by category and over time
• Attach a photo of a receipt to any expense
• Download a monthly PDF summary whenever you need one
NEVER BE CAUGHT OUT BY A BILL
• Add rent, subscriptions and recurring bills once
• MyPennyPal creates them each month and reminds you before they are due
• Get a nudge as you approach a limit, not after you have passed it
PLAN AHEAD
• Set savings goals and watch them fill up
• "Can I afford it?" checks a purchase against your real budget first
• Test "what if?" changes before they touch your actual money
PRIVATE BY DESIGN
• Lock the app with a passcode, fingerprint or face
• Hide every figure on screen with a single tap
• Your financial data is encrypted and stored securely
• We never sell or share your information with anyone else
WORKS IN YOUR CURRENCY
Choose from Kwacha, Naira, Cedi, Shilling, Rand, Rupee, Pound, Euro, Dollar and more. Every figure in the app follows the currency you pick, from your very first setup screen.
MyPennyPal is a budgeting and planning tool. It does not provide financial, investment or tax advice.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
You can now record money moved out of savings, so the app matches your bank after a month you covered an overspend.
The developer, AYREY LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- AYREY LIMITED
- Size
- 29.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Ayrey Limited