Ai Credit
Productivity
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
AI Credit is the simplest way to keep track of money between you and the people you do business with. Whether someone owes you or you owe them, record it in seconds and always know exactly where you stand.
Perfect for small business owners, shopkeepers, freelancers, contractors, and anyone who lends or borrows money.
WHY YOU'LL LOVE IT
• See your real balance at a glance — the total you'll get and the total you'll give
• Add customers, suppliers, or your own custom groups
• Log every "you gave" and "you got" with a note and date
• Stop chasing payments with smart, ready-to-send reminders
KEY FEATURES
• Simple Ledger
Add an account and record credit or payments in seconds. A clean, chat-style history shows every transaction with a running balance.
• AI Payment Reminders
Generate a friendly, polite, firm, grateful, or urgent reminder in one tap — then send it on WhatsApp or SMS. Hundreds of natural wordings so it never feels robotic.
• Account Statements
Share a clean, professional statement of any account as an image — perfect for WhatsApp, email, or your records.
• Insights & Reports
Instantly see who owes you, your largest pending amounts, this month's activity, and your overall net balance.
• Custom Categories
Organize accounts as Customers, Suppliers, or create your own groups like Vendors, Friends, or Staff.
• Any Currency
Choose from 40+ world currencies — your amounts are formatted correctly everywhere.
• Multiple Languages
Use the app in the language you're most comfortable with.
• App Lock
Protect your data with Face ID, Touch ID, or a passcode.
• Backup & Restore
Export your data to a file and move to a new phone anytime.
• Beautiful Design
A premium, modern interface with full Light and Dark mode support.
PRIVATE BY DESIGN
Your data stays on your device. No account, no sign-up, and no internet connection required to use the app. Your money is your business — and it stays that way.
Start managing your money the smart way. Download AI Credit today.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Yash Bhalani, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Yash Bhalani
- Size
- 1.7 MB
- Category
- Productivity
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © @ Own Credit 2026