Pick Me!
Card Copilot
Free · Designed for iPhone. Not verified for macOS.
New in 2.3: Search by item or intent, calculate per-litre fuel savings, manage recurring bills, and get strictly better card recommendations at checkout.
Never guess which credit card to use again. PickMe is a privacy-first rewards copilot designed specifically for Canadian multi-card holders.
Whether you're shopping at Costco, filling up on gas, dining out, or booking travel, PickMe calculates the exact reward value earned across every card in your wallet and shows you which one wins.
WHY CANADIAN CARDHOLDERS USE PICKME:
• Real-Time Recommendation: Compare earn rates, annual category caps, foreign exchange fees, and store network acceptance (Visa, Mastercard, Amex) in milliseconds.
• Tailored to Your Wallet: Works with Canada’s top cards—American Express Cobalt, Scotia Momentum Visa Infinite, Rogers Mastercard, TD Aeroplan, BMO, CIBC, Tangerine, and more.
• Transparent Arithmetic: See why a card was chosen, including the cash value, points valuation breakevens, and runner-up comparisons.
• Smart Acceptance & Cap Tracking: Automatically factors in network limitations (like Mastercard-only at Costco Canada) and prorates purchases when you near your issuer's category bonus caps.
• Ambient & On-Demand: Find nearby shops with a single tap, search manually anywhere in Canada, or enable ambient arrival alerts when visiting your favourite stores.
PRIVACY-FIRST DESIGN:
• No bank logins, passwords, or Plaid connections required.
• We never collect or store credit card numbers, CVVs, or expiry dates.
• Core recommendation and checkout tools work completely offline on your device.
• No ad networks, no data brokers, and no tracking.
Disclaimer: PickMe is an independent calculation tool and is not affiliated with, endorsed by, or sponsored by any bank or credit card issuer. All card names, trademarks, and logos are property of their respective owners. PickMe does not provide financial advice.
Ratings & Reviews
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update to notification system
The developer, Zubair Muwwakil, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Zubair Muwwakil
- Size
- 69.7 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later. - Apple Watch
Requires watchOS 11.0 or later.
- iPhone
- Languages
- English and French
- Age Rating
4+
- 4+
- Copyright
- © 2026 Zubair Muwwakil