ChipIn – Split Smarter
Split Expenses & Settle Up
Free · Designed for iPad. Not verified for macOS.
Enjoy the moment. We’ll handle the money maths. Invite friends to track shared expenses together, see who paid, and settle up when you’re ready.
Split group expenses for trips, dinners, households and events without spreadsheets or awkward maths.
ChipIn keeps shared spending in one calm place. Create an activity, add your people, record who paid and choose exactly who shares each expense. Everyone in the activity sees the same up-to-date expenses and balances.
MADE FOR EVERY KIND OF GROUP
• Trips and holidays
• Flatmates and household costs
• Couples and families
• Dinners, events, teams and shared subscriptions
TRACK COSTS AS THEY HAPPEN
• Add the amount, category, date and payer
• Include only the people involved in each expense
• Preview equal splits before saving
• Review a clear expense history
• Keep separate activities in NZD, AUD, USD, EUR, GBP, INR, CAD or SGD
KNOW WHO OWES WHAT
ChipIn calculates each person’s share and running balance, so everyone can see who should receive money and who needs to pay.
SETTLE UP WITH A CLEAR PLAN
When an activity ends, ChipIn suggests a practical set of payments. The owner can create a final settlement checklist, mark external payments as paid and complete the activity when everyone is settled.
INVITE PEOPLE WHEN YOU’RE READY
Start with guest participants, then share an expiring invite code so friends can join and claim their place without changing previous expense history.
PLAN AHEAD
Add an optional end date and choose a reminder for when it is time to settle.
ChipIn records and calculates shared expenses. It does not transfer money or process payments.
Ratings & Reviews
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Bug fixes and improvements
The developer, PIXEL LABS LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- PIXEL LABS LIMITED
- Size
- 24.9 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 PixelLabs LTD