Karo Budget: Kharcha
Just track it
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Budgeting made simple
Karo Budget answers one question every day: how much can I spend right now without breaking my plan?
Set a monthly budget for each category, log what you spend as you go, and the dashboard does the arithmetic. It divides what is left by the days remaining, subtracts what today has already cost, and shows you the number.
WHAT YOU GET
• Safe to spend today — one number, recalculated as you spend
• Pace — whether you are ahead of or behind an even run rate for the month
• Month-end projection at your current rate, against your plan
• Spending heat map — a calendar shaded by how much each day cost
• Top spends, ranked by category with their share of the month
• No-spend day streaks, daily average, busiest day, biggest single spend
PLAN YOUR WAY
• Build your own groups — Needs, Wants, Savings, or anything you like
• Every group and category gets its own icon and colour
• Copy last month's plan into this month with one tap
• Edit a planned amount by tapping it, right on the budget screen
• Archive categories you have stopped using without losing their history
BUILT FOR RUPEES
Amounts are stored as whole paise and grouped the Indian way — ₹1,23,456.78, not ₹123,456.78. No currency conversion, no rounding drift.
GENUINELY OFFLINE
There is no account to create and no server to sign in to. The app makes no network requests at all — no analytics, no advertising, no tracking, no third-party SDKs. Your budget lives in a database on your iPhone and nowhere else.
That also means your data is yours to take. Export any month, or everything, as a CSV file and send it wherever you like.
WHAT IT DOES NOT DO
It does not connect to your bank. Transactions are typed in by hand, which is exactly why it needs no credentials and no internet. There is no sync between devices, no recurring transactions and no shared budgets.
Requires iPhone. Light and dark themes, or follow your system setting.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Added Statement Import using AI
The developer, Sarvesh Sp, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Sarvesh Sp
- Size
- 38.4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Sarvesh SP 2026