Kepta: Left to Spend

Rent, bills and who it goes to

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Rent, dues and subscriptions come off your income first — so the number on the home screen is the one you can actually spend. Kepta answers one question: what is actually left to spend this month? Not what you earned. What is left after the rent, the dues, the bills and the subscriptions that leave your account whether you think about them or not. WHAT IS LEFT, ON THE FRONT PAGE Your regular payments come off your income before anything else, so the number on the home screen is the number you can spend. A daily pace tells you whether you are ahead or behind, without doing the arithmetic yourself. TWO SECONDS TO LOG Type it the way you would say it — "coffee 4.50" — and Kepta reads the amount, the merchant and the category out of one line. Or say it out loud. Or log it from the Home Screen widget, the Lock Screen, Control Centre, Siri or Spotlight, without opening the app at all. YOUR HOME AND YOUR CAR Rent, building dues, electricity, water, internet: add them once and Kepta counts them every month and reminds you before each one. Your car gets the same page — fuel or charging, insurance, inspection, service and fines — with consumption worked out from your own fill-ups. WHO YOU SPEND ON Tag a transaction with a person and the report breaks the month down by household member, on top of the usual categories. A school fee stays Education and goes to your child. STATEMENTS AND RECEIPTS Import the PDF your bank emails you, or a CSV export. Anything you already logged by hand is matched, not duplicated. Scan a fuel receipt and the amount, the litres and the merchant come off the photo. TOLD BEFORE IT COSTS YOU The morning a subscription is charged. The day before a bill or an instalment. Weeks before your insurance or inspection runs out. Three days and one day before a free trial ends, while you can still cancel. PRIVATE BY CONSTRUCTION There is no Kepta account and no Kepta server. Your ledger lives in your own private iCloud database, and nobody has a key but you. Kepta never asks for your online banking. No tracking SDK is in this app — not a reduced amount of tracking, none. KEPTA PRO Kepta is free to download, and everything is open for the first 15 days. After that the ledger stays free; receipt scanning, statement import, voice entry, one-tap confirm, Face ID lock, the Home Screen widget, time cost and the report by person are part of Kepta Pro. Pro is a monthly or yearly auto-renewing subscription, or a one-time lifetime purchase. Payment is charged to your Apple Account. A subscription renews unless it is cancelled at least 24 hours before the end of the current period; you can manage or cancel it in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.bobhomestudio.com/kepta/privacy.html

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Kepta is now free. Everything is open for 15 days from the day you download it; after that your ledger, your entries, the monthly figure, regular payments and the report stay free. The time-savers are in Kepta Pro: receipt scanning, statement import, voice entry, one-tap confirm, Face ID lock, the Home Screen widget, time cost and the report by person. Monthly, yearly or once for life. If you bought Kepta, nothing changes for you: everything stays open, with nothing more to pay.

The developer, Sercan Burak Agir, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Sercan Burak Agir
    Size
    13.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
    Languages
    English and 4 more
    • English, French, German, Spanish, Turkish
    Age Rating
    4+
    In-App Purchases
    Yes
    • Kepta Pro Monthly $1.99
    • Kepta Pro Yearly $14.99
    • Kepta Pro Lifetime $39.99
    Copyright
    © 2026 Sercan Burak Ağır