Credits&Debits

Track money you own and lend,

Free · Designed for iPad. Not verified for macOS.

Credits & Debits Know who owes you. Know who you owe. Credits & Debits is a simple personal money ledger designed to help you keep track of money you lend to others and money you owe to others. No complicated budgeting. No unnecessary financial tools. Just a clear way to keep track of your personal loans, borrowed money, payments, and outstanding balances. Track Money You Lend & Borrow Keep a record of every amount you lend or borrow. • Track money others owe you • Track money you owe others • Add multiple transactions for the same person • See your outstanding balance at a glance • Keep a complete transaction history Optional Interest Some amounts may include interest, while others may not. Enable interest only when needed and add an annual interest rate to your transaction. Credits & Debits calculates simple interest based on the actual number of days and gives you a clear view of: • Principal amount • Interest amount • Total amount due • Remaining balance Record Partial Payments Money is not always paid back in full. Record partial payments and let the app keep track of the remaining amount. For example: ₹10,000 lent ₹2,000 paid ₹8,000 remaining Every payment is recorded so you always know what is still outstanding. Due Dates Add a due date to your transactions so you can easily see when money needs to be received or paid. See Your Complete Position The dashboard gives you a simple overview: Money Owed to Me How much others need to pay you. Money I Owe How much you need to pay others. Net Position The difference between the two. Track People Easily Keep a separate record for each person and see all transactions associated with them in one place. Whether it is a friend, family member, colleague, or business contact, you can keep their money records organized. Simple, Private & Easy to Use Credits & Debits is designed for personal use and keeps your financial records organized without unnecessary complexity. Your records are stored locally on your device using Apple's SwiftData technology. Perfect for • Personal loans • Friends and family • Money lent to colleagues • Borrowed money • Shared expenses • Small informal loans • Tracking repayments Credits & Debits *Keep track of who owes you and who you owe.*

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The developer, gangadhar goud, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
gangadhar goud
Size
5.7 MB
Category
Utilities
Compatibility
Requires iOS 26.5 or later.
  • iPhone
    Requires iOS 26.5 or later.
  • iPad
    Requires iPadOS 26.5 or later.
  • Mac
    Requires macOS 26.5 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.5 or later.
Languages
English
Age Rating
4+
Copyright
© @GBS
  • Developer Website
  • Privacy Policy

    • More by gangadhar goud

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