D BANK - Money Ledger
Digital Money Management
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Track what you lent without mixing it up with the extra you charge. See what is still out,
what comes next, and what lands this month. Your records stay on your device.
D BANK keeps one question in focus: who owes you, how much is still out, and how much is coming back.
Your investments and the money you have borrowed can sit in the same ledger, kept separate.
FOUR NUMBERS THAT NEVER BLUR TOGETHER
- Lent Total — the money still out (Provided)
- Total Extra — the extra you are owed on top of it
- Next Extra — the extra included in the next collection
- This Month — what is scheduled to land this month
Provided and Extra are never silently added together. Tap + when you want the combined figure.
RECORD IT THE WAY YOU LEND IT
- Lump sum or installments (count, interval, and per-installment date shifts)
- Extra as a percentage, a fixed amount, or none at all
- Extra-only lendings, where the principal stays out on loan
- Next due date by "the 10th and 25th of every month" (up to four days) or "N days after lending"
- Log a repayment as extra received, as a reduction of what you lent, or split across both
NOTHING SLIPS
- Reminders before, on, and after the due date (only if you turn them on)
- A calendar of what you are due to collect and to pay back (the two are never added together)
- Overdue and due-soon lendings surface at the top of the home screen
- Everything grouped by person, with a total and a status at a glance (anything fully repaid goes to the bottom)
BUILT ON THE ASSUMPTION THAT THIS IS PRIVATE
- Your records stay on the device. No analytics, no ads, and no account to create
- The app makes only two kinds of request: the purchase check (handled by Apple) and a check for a
new version. Neither one carries amounts, names or notes
- Lock the app with Face ID or Touch ID, blur amounts, and press and hold to hide a lending you would rather not show
- Export and import your data at any time, free
INVESTMENTS, IN THE SAME LEDGER
- Record what you put in, and what it is worth now (the app never fetches market data - you enter the value yourself)
- Record each gain you actually receive
- Record top-ups when you add to an investment later
- Recovery Rate - see how much of what you invested has come back, as a percentage and a bar (opens with the purchase)
WHAT YOU BORROWED, KEPT APART
- Record who you borrowed from, the amount (Borrowed), any Extra and the due date
- Log repayments against Borrowed or Extra, and see Remaining and what you paid back this month on Home
- Never mixed into your lending or investment figures
LOOK BACK AT IT ALL (opens with the purchase)
- Money Summary - lending, investments and borrowing on one screen, never added together
- Monthly Report - Provided lent and returned, Extra received and investment gains by month, with month-on-month changes and a chart
- Home cards - choose the order of the cards on Home and which ones to show
PRICING
- Free for up to 3 lendings, 3 investments and 3 borrowings (counted separately)
- A one-time purchase opens all of this:
- No limit on how many lendings, investments and borrowings you can register
- Recovery Rate
- 10 more backgrounds and 20 text colors (2 backgrounds are free)
- Eight app icons to choose from
- Money Summary, Monthly Report and reordering the Home cards
- Whatever you have already recorded stays fully readable, editable and exportable, purchase or not
PLEASE NOTE
This is a record-keeping tool. It does not move money, arrange loans, run credit checks, or give legal
or investment advice. Lending money may be regulated where you live; use it within the law.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
MONEY SUMMARY (one-time purchase)
See what you lent (Lent Total and Extra received), your investments (invested, current value, gains and Recovery Rate) and what you borrowed (Remaining) on one screen.
Different kinds of money are never added together, and the figures use the same calculations as Home and each screen.
MONTHLY REPORT (one-time purchase)
See Provided lent, Provided returned, Extra received and Investment gains for each month, with the change from last month and a chart for the year.
Open the original lending or investment straight from the month's records.
MAKE HOME YOUR OWN (one-time purchase)
Under Settings > Display > Home Cards, choose the order of the cards on Home and which ones to show.
Money Overview at the top and notices stay where they are.
FULLY REPAID GOES TO THE BOTTOM
On People, a person's lendings and the borrowing list, anything fully repaid now appears at the bottom.
The developer, Daisuke Iwamoto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Daisuke Iwamoto
- Size
- 39 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- English and Japanese
- Age Rating
16+
- 16+
- In-App Purchases
Yes
- D BANK Unlimited $4.99
- Copyright
- © 2026 Daisuke Iwamoto
