CliqSpend

Know before you click

Free · Designed for iPad. Not verified for macOS.

Know before you click. CliqSpend shows you the real cost of every purchase in real time — so you decide before you spend, not regret after. CliqSpend is a budgeting app that works at the moment of decision. Before you check out, before you tap "buy," it translates the price into terms that actually mean something to you: the hours you'd trade, the goals you'd delay, the future you'd give up. Then it gets out of your way. Buy it or don't — it's your call. We just make sure it's an informed one. WHY CLIQSPEND IS DIFFERENT Most budgeting apps are a rearview mirror. They tell you what you already spent, days or weeks later. CliqSpend Know before you click — it reframes your spending the moment a transaction happens, in terms that actually change behavior. • See the real cost — Every purchase translated into hours worked, % of your goal, or future investment value • Real-time goal tracking — Watch your savings, debt payoff, or custom goals update live with every transaction • Predictive cash flow — Know if you're on track to run short before payday, not after • Smart negotiation — CliqSpend finds bills and subscriptions you're overpaying for and helps you fix it • Behavioral insights — Understand why you overspend, not just when • Debt payoff optimizer — See exactly how canceling a subscription or cutting an expense moves up your debt-free date BUILT FOR REAL LIFE, NOT SPREADSHEETS No manual entry. No guilt-trip notifications. CliqSpend connects securely to your accounts and works quietly in the background, stepping in only when it actually matters — before a purchase that conflicts with your goals. YOUR DATA, PROTECTED CliqSpend uses bank-level encryption and works with Plaid, the same secure infrastructure trusted by thousands of financial apps, to connect your accounts. We never sell your data. Take control of your money before you spend it — not after. Download CliqSpends today.

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The developer, Vernon Smith, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Vernon Smith
Size
67.6 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
Copyright
© CLIQSPEND. All rights reserved.
  • Privacy Policy

    • More by Vernon Smith