RizKharj – Expense Tracker
Budget & savings, offline
Free · In‑App Purchases
No account, no ads, no tracking: your money data stays on your iPhone and iPad. English, German or Persian, Gregorian or Shamsi calendar, 156 currencies.
RizKharj is a calm, precise tracker for your income and expenses, made for people whose money moves between currencies and countries. There is no account to create and no RizKharj server: your records stay on your iPhone or iPad, and the app works offline. Use it in English, German or Persian, with the Gregorian or the Solar Hijri (Shamsi) calendar.
FREE
• Unlimited transactions: expenses, income, transfers between accounts, and money lent to or borrowed from people
• Categories and subcategories with icons, plus notes and tags
• Split one purchase across several categories
• A monthly or weekly overall budget
• Reports: averages, savings rate and share per category
• A calendar view of your daily spending
• A savings goal, recurring transactions with reminders, and a loan tracker based on your bank's terms
• Debt payoff planner: smallest debt first or most expensive first
• Choose your main currency from 156
• Light and dark appearance
• JSON backup and restore, optionally encrypted with a password
• Import your history from other expense apps (CSV)
The free version includes up to 3 accounts, 1 savings goal, 2 people for debts, 2 recurring transactions and 1 loan. These limits only apply to adding new items: nothing you have entered is ever locked, hidden or deleted.
RIZKHARJ PRO (optional one-time purchase, no subscription)
• Unlimited accounts, savings goals, people, recurring transactions and loans
• Accounts in several currencies with your own exchange rates, or a one-tap update from European Central Bank reference rates
• A budget for every category
• Receipt photos on transactions
• Advanced reports: trends across months and weeks, month-end forecast, month-to-month comparison, net-worth history and a year in review, with PDF export
• CSV export for Excel and Numbers
• PIN lock
• Automatic backup and sync through a file in your own iCloud Drive, with no RizKharj server in between
• Home-screen widgets and logging with Siri
• Bills and subscriptions calendar with reminders before they are due
• Bank statement import (CSV or camt.053) with suggested categories and duplicate detection
• Family and partner mode: record who paid, mark shared expenses and see a monthly settlement
• Separate books, for example work and personal
• Accent colours and alternative app icons
Pro is bought once through the App Store and can be restored on your other iPhone and iPad with the same Apple Account.
PRIVACY
• No account, no sign-up and no RizKharj server. The developer never receives your data.
• No ads, no analytics, no tracking.
• Your data stays on your device, and in your own iCloud Drive only if you turn on automatic backup.
• The app goes online only for App Store purchases and, when you tap to update exchange rates, to fetch European Central Bank reference rates from a public rates service.
Made in Switzerland. Questions or ideas: hello@rizkharj.com
Ratings & Reviews
• The app is now called RizKharj in every language, including the home-screen icon.
• New: RizKharj Pro, an optional one-time purchase with no subscription. It unlocks unlimited accounts, goals, people, recurring transactions and loans, plus automatic iCloud backup, widgets, a bills calendar, bank statement import, advanced reports and more.
• If you installed RizKharj before this update, Pro is unlocked for you for free. Thank you!
• Everything you have entered stays available without Pro.
• RizKharj now runs on iPad too, with a layout made for the larger screen.
• Flexible recurring payments: pay early or late, change the amount, and edit any repeating rule.
• Correct balances for rial accounts when your main currency is toman (10 rial = 1 toman), plus a warning when an exchange rate is missing.
• Fix a balance in one step: enter today's balance from your bank and the opening balance is worked out for you.
• Clearer buttons and links, with visible feedback when you tap.
The developer, Yasin Ahmadi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Yasin Ahmadi
- Size
- 1.8 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later.
- iPhone
- Languages
English and 2 more
- English, German, Persian
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- RizKharj Pro $12.99
- Copyright
- © 2026 Yasin Ahmadi