Debt Confident: Sort & Build

uk debt help step by step

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Behind on bills? A calm, step-by-step course with an urgent checklist, 16 tools and 28 ready-to-send letters. Go at your own pace, and everything stays on your phone. Debt, understood. Debt Confident is a calm, step-by-step course for anyone in the UK who owes money. It takes you from dreading the post to knowing your rights, your options, exactly what to write, and how to build again afterwards. Go at your own pace. START WHERE YOU ARE Tell the app what is happening right now and it points you to the right place: • Bailiffs, court papers, eviction or disconnection: go straight to the urgent checklist • Missing payments and letters piling up: start at Module 1 • Coping but want to get ahead: start with your budget NINE MODULES Priority debts, budgeting, your rights, negotiating with creditors, court and bailiffs, debt solutions, rebuilding your credit, earning more, and building again. KNOW EXACTLY WHAT TO SAY Word-for-word scripts for when a creditor phones, a bailiff is at the door, or you need to call the council or your energy supplier. 16 PRACTICAL TOOLS • My debts: list everything and see what is priority and non-priority • Income and expenditure calculator in the format creditors recognise • Bank statement import that fills in your budget and finds forgotten subscriptions • Offer calculator to share what you can afford fairly • Debt-free planner comparing snowball and avalanche • Letter builder with 28 ready-to-send letters • Benefits check, contact log, key dates, savings goal, credit rebuild tools and more PRIVATE BY DESIGN Everything you enter stays on your phone. No account, no sign-up, nothing sent anywhere. FREE HELP, ALWAYS Module 1, the urgent checklist and a full directory of free, confidential UK advice services cost nothing. One payment of £4.99 unlocks everything else, for good. No subscription. PLEASE NOTE Debt Confident provides general information to help you understand debt in the UK. It is not regulated debt advice and cannot take your personal circumstances into account. Before choosing a debt solution, speak to a free, FCA-authorised debt adviser.

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    Information

    Seller
    Peter Taylor
    Size
    2.3 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    9+
    In-App Purchases
    Yes
    Copyright
    © 2026 Peter Taylor
  • Developer Website
  • Privacy Policy

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