Afloat — Safe to Spend & AI
Budget, bills & statements
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Know what you can spend today — after rent, bills and your card. Import any bank statement and see where your money goes. Now in 38 languages.
Most budget apps show what you've already spent. Afloat shows what you can still spend — today, with every bill accounted for.
ONE NUMBER A DAY
• Safe to spend: money in your accounts minus bills until the end of the month, reserved budgets and your goal plan
• Today's limit updates with every expense you log
• "Where this comes from" breaks down every dollar
BILLS FIRST
• Recurring bills are set aside ahead of time: rent, utilities, subscriptions, loans and installments
• Autopay is counted by itself; manual bills wait until you mark them paid
• Reminders the day before and on the day
• Running short? Afloat shows what to move, skip or take from savings
ACCOUNTS & CARDS
• Cards, cash, savings — each account on its own
• Credit cards: limit, due date and minimum payment — the card payment is set aside on time
INSIGHTS, BUDGETS & GOALS
• Where your money goes: categories, subcategories, month by month
• Budgets by month, week or date range — with a forecast that warns you early
• Goals with a simple monthly plan: save for a car, a trip or a rainy day
PRIVATE BY DESIGN
• No bank login, no ads
• Your data stays on your device and in your iCloud
• AI features send only the file or data you choose, for one-time processing — we don’t store it
AFLOAT PREMIUM
Your daily number, bills, widget and reminders are free. Premium adds:
• Statement import from any bank (PDF, CSV or screenshots) — transactions arrive already categorized
• AI scan of bills and receipts from a photo
• AI spending review: where money leaks and what to change
• Forecast for the months ahead
• iCloud sync, backup and export, unlimited accounts, goals and budgets, full history
• Yearly with a 14-day free trial, or monthly. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in Settings → Apple Account → Subscriptions.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://afloatbudget.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Track spending without balances. Don’t want to enter account balances? Choose “Without balance”: Afloat logs what you spend, reminds you about bills and shows what you’ve spent today and this month. Turn balances on any time in Settings — nothing is lost.
• Clearer erasing. “Erase all data” says your data is gone from iCloud too only once that’s confirmed. If sync hasn’t caught up, Afloat tells you and asks you to keep the app for now. Erasing is quick even with thousands of operations, and if Afloat closes midway, it finishes on its own.
• “Your data”: if iCloud is off, we show you where to turn it on in iPhone Settings.
• On iOS 26, the “+” button now sits next to the tabs and no longer covers amounts on the main screen.
• Better with large text and right-to-left languages: the first screen fits in full, large amounts no longer get cut off in Hebrew, and account numbers in bank statements display correctly in Arabic and Hebrew.
• Before a spending review, Afloat shows exactly what’s sent for analysis.
The developer, Mykola Noskov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mykola Noskov
- Size
- 26.1 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
English and 36 more
- English, Arabic, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Persian, Polish, Portuguese, Romanian, Russian, Serbian, Simplified Chinese, Slovak, Slovenian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Afloat Premium Monthly $3.99
- Afloat Premium Yearly $39.99
- Copyright
- © 2026 Mykola Noskov
