Fondo: Budget & Money Tracker
Private wallet, cards & budget
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Free, with everything included: budgets, repeating payments, any currency and Face ID lock. No account, no ads, no tracking — your money stays on your iPhone.
Fondo is the calm way to know where your money is — and what you can still spend. Every card, every coin, in one beautiful wallet that never leaves your iPhone.
YOUR CARDS, IN A REAL WALLET
Your accounts live as cards you can flick through: a compact stack on the home screen that fans out with a swipe. Open any card to see just its money. Design each one yourself — any colour, 17 patterns, the kind of card it is.
RECORDED IN TWO TAPS
Name it, type the amount, done. Tap the word under the name to switch between money in and money out. The keypad even does the maths: type 12 + 8.50 and it adds up. Date, category, place, payment method and a note are one swipe away — only if you want them.
KNOW WHAT'S LEFT
Set a monthly budget and Fondo tells you what is left and what that means per day, until the 1st. Insights show where it all went, with a category ring, a bar chart and how this month compares with the last.
RENT, SALARY AND SUBSCRIPTIONS ADD THEMSELVES
Mark anything as repeating — weekly, monthly or yearly — and it appears on the right day, even if you haven't opened the app for weeks.
MADE FOR TRAVEL
Record what something was priced in and what you actually paid with. Got a better rate than the app knows about? Type what it really cost and Fondo keeps that rate for that purchase, forever.
PRIVATE BY DESIGN
No account. No sign-up. No ads. No tracking. No analytics. Everything stays on your iPhone. Lock the app with Face ID, hide your balances with one tap, and back up to a single file whenever you like.
SMALL THINGS, DONE PROPERLY
• Transfers between your own cards that never count as spending
• Search across names, notes, places and categories
• A gentle evening reminder — only on days you haven't logged anything
• Siri and Shortcuts: "Add an expense in Fondo"
• Export to a spreadsheet for Numbers or Excel
• Light and dark, built for Liquid Glass
EVERYTHING INCLUDED
Every feature is free: unlimited cards, the monthly budget, repeating payments, every card design, any currency, your full history in Insights, Face ID lock and spreadsheet export. No ads, no account, no sign-up.
Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Ralph Runggaldier, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ralph Runggaldier
- Size
- 3.9 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Ralph Runggaldier