A finance tracker that understands everyday language. Type what you spent, earned or paid, and see your money come together—from daily expenses to your full net worth.
LOG IT LIKE YOU’D SAY IT
Type “coffee 180 gcash” or “grab 250 yesterday”. Zero picks out the amount, category, account and date, then lets you review the entry before saving.
Scan a receipt or choose a photo to fill in the details. For quicker access, start an entry from a widget, Control Center or Shortcuts.
ASK YOUR MONEY
“How much did I spend on food last month?”
Get a clear answer from your own records, with the entries behind it. No digging through transactions or adding things up yourself.
ALL YOUR ACCOUNTS, TOGETHER
Track cash, banks, e-wallets, credit cards, loans, investments and assets in any currency. Recognizable bank logos and card designs make accounts easy to find, while your net worth brings the bigger picture into view.
KNOW WHAT’S AHEAD
• Monthly and weekly budgets with carryover and a daily spending allowance
• Bills, paydays and recurring entries, with reminders before they’re due
• Savings goals with estimated completion dates
• Installment plans, repayments and money owed in either direction
• A balance forecast to help you plan beyond today
SEE WHERE IT WENT
Understand your spending with category breakdowns, income, savings and comparisons over time. Share a report as a PDF or export your entries to CSV.
MAKE IT YOURS
Choose a color theme, pick an app icon and arrange your Home screen around what matters to you. Enjoy Zero in light or dark mode.
PRIVATE BY DESIGN
• No sign-up, ads or tracking
• Works offline, with your records stored on your device
• Optional sync through your own iCloud
• Face ID or Touch ID protection
• Hide your amounts with a tap
BUY ONCE. KEEP IT ALL.
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A Bills widget, automatic restore on new devices, and a Quick Log card you can edit in place.
BILLS WIDGET
A new widget lists every bill due in the next five weeks with its due date: each credit card statement, loans, installments and scheduled payments, soonest first, with overdue bills in red. The Accounts widget now includes your credit cards too.
NEW DEVICES
On a new iPhone or iPad with Zero already set up on your iCloud account, Zero brings in your accounts and entries and opens on them, instead of starting setup again.
QUICK LOG AND SHORTCUTS
After logging with Quick Log, the card shows the amount, title, category, account and date, and lets you change any of them right there. The confirmation notification arrives a few seconds later as a full sentence, such as "Spent ₱150.00 on Starbucks with GCash".
CURRENCIES AND CARDS
Changing your main currency keeps existing accounts in the currency they were set up in. Credit cards show what is held in installments and not yet billed.
BUDGETS AND PROGRESS
Progress bars fill as one solid bar, and a budget that has run out or gone over shows a solid red bar.
FIXES
"80 coffee" now logs 80 as the amount, and sync is more reliable.
Version 1.0.3
The developer, Bryl Kezter Lim, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Differentiate Without Color Alone
Sufficient Contrast
Reduced Motion
Captions
Audio Descriptions
Information
Seller
Bryl Kezter Lim
Size
53.2 MB
Category
Finance
Compatibility
Requires iOS 17.4 or later.
iPhone Requires iOS 17.4 or later.
iPad Requires iPadOS 17.4 or later.
Mac Requires macOS 14.4 or later and a Mac with Apple M1 chip or later.