- Five payment types: installments, loans, subscriptions & recurring, variable (estimate), and savings. Enter bills like utilities and groceries as estimates, and see savings separately from payments. - New billing cycles: every few years (car inspections, renewal fees, home insurance) and selected months. Add extra for high months, such as summer and winter. - Updated categories, including utilities & internet, financial, taxes & social insurance, food, daily goods, and medical. Phones now go under electronics. - See what is left after take-home pay and how much room is left under your limit, on Home and in the Outlook. - Rate scenarios: see how monthly loan payments change at +0.5%, +1%, and +2%, and compare them in the Outlook. - Moving plan: compare monthly payments if you buy a home instead of renting, with bonus payments, fees, upfront costs, and three patterns. - Currency conversion: convert USD and EUR payments and income with rates you enter. - Share this month's list as text, or save the Outlook chart, the breakdown, or the category pie chart as an image. - Savings outlook: see your total if you keep saving, in a chart and a table (6 months, 1, 3, and 5 years), with an optional goal. - Ads now appear. Tsukimiru PLUS (with a 1-month free trial) removes ads and the "Made with Tsukimiru" mark on images. Every feature works without PLUS. - Close the keyboard with Done after entering a monthly limit.

- English display. Choose a currency for each group (JPY, USD, EUR, GBP, AUD, CAD). Amounts are not converted. - Groups: keep payments separate, such as household and business (up to 10). Set a monthly limit for each group, switch with tabs on Home, or view them combined. - Take-home income: see what share of your take-home pay goes to payments and what is left. - Category pie chart: see amounts and shares by category. - Totals for each payment type on the All tab. - The memo field now sits right under the name, and the keyboard closes with Done.