Owemio: Debts & Budget

Installments & reminders

Free · In‑App Purchases

All your loans, installments and budget in one place. No account, no ads – your data stays encrypted on your device. Free for 3 days, then pay once. No subscription. Owemio keeps all your obligations in one place – loans, credit, mortgage, leasing and debt collection. Always know whom to pay, how much, when and where, and what is still left to pay this month. AT A GLANCE • What you still have to pay this month, with a chart of what is already paid • Total remaining debt and overdue installments at a glance • Upcoming payments with one-tap payment recording • Multiple currencies, each kept separate OBLIGATIONS AND INSTALLMENTS • Repayment schedules, partial and extra payments • Balances based on your lender's statements – nothing is secretly estimated • Payment details, documents and contacts • Debt collection linked to the original debt without counting it twice BUDGET • Monthly plan vs. reality, income and expenses • Installments are counted automatically – exactly once REMINDERS • Before the due date, on the due date and when overdue • Set per obligation, even several advance reminders • Discreet text on the lock screen PRIVACY • No account, no ads, no tracking • Your data is encrypted and stays on your device • Lock with Face ID or Touch ID • Automatic encrypted backup to your own iCloud, export to PDF and CSV TRY IT FREE Try Owemio free for 3 days with every feature. Then unlock it with a one-time Owemio Pro purchase – no subscription, nothing is ever charged automatically. Owemio is a personal record-keeping app. It does not provide loans or financial or legal advice and does not connect to your bank – you enter all data yourself.

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The developer, Vierto s.r.o., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Vierto s.r.o.
    Size
    35.2 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    Languages
    English and 8 more
    • English, Czech, Dutch, French, German, Italian, Polish, Portuguese, Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © 2026 Vierto s.r.o.
  • Developer Website
  • Privacy Policy

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