The Wealth Trail
A Life-Long Money Simulator
Free · Designed for iPad. Not verified for macOS.
The Wealth Trail is a financial life simulation — start at 18 with nothing, and make the decisions that shape your entire financial life: which career path to take, where to live, who to marry, whether to have kids, how much to save, and how to invest.
Every choice has consequences that play out over decades. Skip college and start earning sooner, or take on student loans for a shot at a bigger paycheck? Buy a home, or stay flexible and rent? Pay off debt aggressively, or invest for growth? There’s no single right answer — just tradeoffs, the way there are in real life.
Along the way you’ll build a portfolio across funds, individual stocks, real estate, and more, weather market crashes and lucky breaks, manage debt from student loans to mortgages, and watch your net worth compound — or collapse — based on what you did ten, twenty, thirty years earlier.
The Wealth Trail was built on the real financial education principles taught at Seed to Invest: time in the market beats timing the market, fees matter more than people think, and diversification is how you survive the years that don’t go your way.
100% free, with no in-app purchases, subscriptions, or upsells of any kind. The whole game is yours from the start.
Play it once as a cautionary tale, or play it a dozen times to see how differently your life turns out when you change just one early decision.
For educational and entertainment purposes only. Nothing in this app is financial, investment, tax, or legal advice.
Ratings & Reviews
Bug fixes and improvements: clearer retirement summary labeling, a wider range of retirement spending rates, and an additional fund option in Investments.
The developer, Seed to Invest, LLC (AZ), indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Seed to Invest, LLC (AZ)
- Size
- 6.1 MB
- Category
- Education
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Seed to Invest, LLC. All rights reserved.