Yono Lite SBI 4+

SBI Mobile Banking App

State Bank of India

    • 3.8 • 1.5K Ratings
    • Free

iPhone Screenshots


Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese and Kashmiri languages.

Yono Lite is SBI’s retail internet banking based application for your smartphones. A safe, convenient and easy to use application with a host of features to help users manage your finances on the move.

Please complete the one time registration process to start using the application.

New Registration process:
- A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333.
- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan.
- On registration screen, please enter User Name and Password and click REGISTER button.
- Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.
- An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app.
- User can now login to Yono Lite application.


My Accounts
• Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts)
• Mini Statement (Last 10 transactions)
• mPassbook (upto 150 transactions)
• eStatement Subscription

• Funds Transfer within Self Accounts
• Third Party Transfer within SBI
• Inter-Bank Transfer (RTGS / NEFT /IMPS)
• Quick Transfer to Unregistered Beneficiaries using QR Code
• IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID)
• Transfer to mobile number or email id using mCash
• Instant Opening / Closing of Fixed and Recurring Deposits
• Schedule Transactions

• Fund Transfer to Unregistered beneficiaries through beneficiary VPA
• Fund Transfer to registered beneficiaries using Account No & IFSC code
• Set UPI transaction limit within overall daily limit

Bill / Merchant Payments
• View and Pay Bills
• Adhoc Payment to unregistered Billers
• Credit Card (VISA) Transfer
• SBI Life Premium Payment
• Bill Payment History
• Add / Manage Billers with Auto Pay facility
• Postpaid Bill Payments
• Schedule Bill Payments

SBI Voice Assist
• Voice assisted functionality to know Balance, mini-statement, Mobile &

DTH recharge, Quick Transfer and Bill Payments using voice instructions

Top-up and Recharge options are available under 'Bill Payments' Menu
• Mobile Top-up
• DTH Recharge
• Top-up of Pre Paid Cards
• Manage NCMC card
• Load Money in NCMC card

• Manage Debit Cards Access Channels
• Manage Channel Wise Limits for Debit Card Transactions
• Debit Card Hotlisting
• Create and Manage Standing Instruction
• Change Maturity Instructions for eDeposits
• Online Nomination
• TDS Enquiry
• Cheque Book Request
• Submit 15G /15H online

Facility of QR based Cash withdrawal from ATMs.
- User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app.

Facility of Yono Cash for Card less cash withdrawal through ATMs

• Bharat QR (Inter-operable QR based merchant payments)
• Security Tips
• Bharat Bill Pay (BBPS)
• SBI Debit card hotlisting
• Claim mCash
• Aadhaar linking
• Locker enquiry
• SBI Help Videos
• FAQs
• Contact Us

All you need :
• A smart phone with Internet connectivity through Mobile Data/Wi-Fi.

For feedback & suggestions, kindly email us at feedback.statebankanywhere@sbi.co.in or mobility.support2@sbi.co.in

Visit https://mobilityretail.sbi for more details.

What’s New

Version 5.3.58

With this release, activation of Secure OTP functionality can be completed through Yono Lite SBI app by following the below steps.
Menu -> Profile Management -> Activate Secure OTP/High Security Options

Ratings and Reviews

3.8 out of 5
1.5K Ratings

1.5K Ratings

Kiran 'n' Dhanya ,

Good app with a few missing features

The app is great and meets almost all of your banking needs. It just needs a few more features - Face ID / Finger Print support, Full support for password managers to auto fill passwords (password auto fill sometimes does not work when redirected from merchant websites for payment via net banking), integrate the OTP app into the main banking app, do not require users to explicitly logout of the app many international banking app allow you to just close / unload the app and still allow you to immediately login again without any active session restrictions.

isoguruvinod ,

Always a Struggle

Was able to login in January after struggling since November 2021. I was told that all NRIs were facing this problem.
People responsible for its design have to keep NRI users in mind.
When anything is changed the existing login information should work, at least for the fist time to be able to change, if anything needs to be changed for the modified App to work.
NRIs have to change phone numbers linked to clients depending on their visiting India or being in their country of residence. There has to be a more streamlined totally on line process to switch phone numbers from among two alternate phone numbers that the NRI registers for India and the country of their residence. Therefore, there has to be provision for two registered phone numbers, so NRI customer can choose either of these to get OTP. This feature would be most helpful.
Same for having two registered Emil’s, in case one of client’s emails gets heckled, the other can be used. Also, the option to get OTP through registered phone number or email should be there.
It has been a constant struggle when any changes to the App are made or when I move back and forth between India and the country of my residence.
Please involve a real NRI user like me as a person to be involved when changes are being planned.
Thanks 🙏

Developer Response ,

Dear Customer, The inconvenience caused to you is deeply regretted. Request you to please write us at feedback.statebankanywhere@sbi.co.in about the issues you are
facing along with your registered mobile no and share us the screenshot of the error message if any while using SBI Yono lite application for better assistance. - SBI Mobility Team

Pulli. ,

Decent App but not great..Need some work to do

Given that the app is build by sbi itself its pretty decent. SBI is not just used by people in india but huge indian NRI people are using them including myself. I expected Yono may upgrade better UI experience and also a Face ID to login to the app like other international banks are doing. Our indian banks should give a good competition to those banks which are operating globally. Jai bharat.

Developer Response ,

Dear Customer, For better assistance, Please specify on which particular option you are getting difficulties to use updated Version 5.3.51 of Yono LITE & also share your registered mobile no, device and screenshot of error msg detail &share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in so that we can improve our service.

App Privacy

The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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