YONO SBI:Banking and Lifestyle 4+


State Bank of India

    • 3.2 • 1.9K Ratings
    • Free

iPhone Screenshots


YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With SBI YONO, convenience has a new name.

Download YONO SBI our mobile banking and lifestyle application from iOS App store Only and experience its best-in-class features. Do not use any other websites.

Registration process:
YONO is supported on iOS 11 and above.
Ø Install/Update new version of App from App Store and open.
Ø Allow all required permission (location).
Ø Select SIM of CBS Registered Mobile Number (RMN) and submit NEXT.
Ø An encrypted SMS with a unique code will be sent from the device to a pre-defined Number 7718965316 to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have active outgoing SMS facility.
Ø If there are multiple CIFs attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.
Ø If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to Register on YONO with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.
Ø If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using “Account Details” and “ATM Card” based registration process.
Ø If Non RMN SIM is selected, User will land on account opening screen. If customer claims that selected SIM is already registered with bank, user needs to visit nearest branch with KYC for updating/validating the mobile number in bank account.

What YONO SBI offers you
YONO SBI, SBI’s latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India’s largest range of products and services at your fingertips.

• Quick Transfer - Immediate fund transfer to new beneficiary up to Rs 25,000/- per day
• One view - Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app
• Your friend in need - Get Pre-approved personal loans on the go within 2 minutes, with no documentation at branches.
• Liquidity on the go – Use this one click facility to avail overdraft against Fixed Deposit
• Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI

Other pre log in features:
• ATM/Branch Locator
• Forgot MPIN? - To reset Login MPIN.
• View Balance – View account balance & recent transactions.
• Quick Pay – Make quick & simple payments.
• YONO Cash - Cardless Cash Withdrawal
• Loans - Apply for Home, Car, Education & Personal Loans
• Investments - Open Investment account and make investments.
• Best Offers - Best Online Shopping offers.
• Lock App – To lock app access.
• T&C - Terms & Conditions
• Privacy Policy
• Helpline – Call on Helpline No.

What’s New

Version 1.23.88

Stay on top of your banking and lifestyle needs with new login and home screen on YONO. Enjoy enhanced ease of access to more features and services like payment, investments, Bill Payment and shopping directly from the login screen. Get one view of all products and services on the new home screen along with direct access to most of the services and offers from home screen bottom tabs.

-In case of any issues, please contact us on 1800-1234

Ratings and Reviews

3.2 out of 5
1.9K Ratings

1.9K Ratings

Vignesh Shanmug ,

Horrible mobile app

I have recently upgraded yono app and when i try to open there comes a pop up window to update my app again. If i click update in the pop up screen it takes me to iphone app store yono app where there is no option to upgrade because the app is already upto date and has only “open” option enabled.
Not sure if someone at a higher level in SBI ever sees these poor reviews and takes some steps to correct atleast few.
World is so much connected now and they can look at how other country banking apps are made. So easy to use and constantly upgraded to make the customer happier with their ease to using mobile apps.
SBI mobile/ internet bsnking still decades behind other countries.
Time to hire world class consultants to build a quality app and not for the sake of building one.

Harish gokul ,

Don’t waste your time

This is why I don’t keep my money in SBI. Too much cumbersome and too many restriction on website and app, making it really hard to navigate through. I have never had a successful attempt on what I wanted to do with the app:- transfers, etc. SBI need to hire a world-class team to make a world-class product. For ex, I have a beneficiary added in my account for many years. When I attempt to transfer money to this beneficiary from the mobile app, I get an error saying special characters not allowed in the beneficiary name. This beneficiary was added through website many many years ago. SBI should improve on small things such as this. Also, change the policy of having three different passwords to access my account:- login pwd, profile pwd, and mpin. I will not use SBI until SBI figures it’s mess itself.

vadiraj p ,

Unnecessary sim binding with device, even that doesn’t work

Past 20 days unable to use YONO app. Called 5 times to YONO customer service. Everytime YONO customer service closed the ticket saying update YONO app. Digital team built a great app, but the customer service is bunch of jokers. Who know only to creat ticket and close it without actual resolution.
After multiple escalation within SBI, it’s understood that the phone number migration has the issue within SBI.
SBI digital footprint is becoming unnecessary pain to the customers. When you can’t give proper service why release such products!! I don’t say there are faulty products, it happens! But Atleast the customer service should own it and fix the issue. Rather than mentioning everytime update YONO app. Such a crappy YONO HELPLINE and customer service team

Developer Response ,

Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send email to us at appfeedback.yono@sbi.co.in with these details: account number, registered mobile number and the screenshot of error shown (If any) -Team YONO SBI

App Privacy

The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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