Yono Lite SBI 4+

SBI Mobile Banking App

State Bank of India

    • 3.8 • 1.6K Ratings
    • Free

iPhone Screenshots


Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages.

Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move.

Please complete the one-time registration process to start using the application.

New Registration process:
- A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333.
- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan.
- On registration screen, please enter Username and Password and click REGISTER button.
- Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.
- An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app.
- User can now login to Yono Lite application.


My Accounts
• Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts)
• Mini Statement (Last 10 transactions)
• mPassbook (upto 150 transactions)
• View /Download statement
• eStatement Subscription
• PPF Accounts

Fund Transfer
• Funds Transfer within Self Accounts
• Third Party Transfer within SBI
• Inter-Bank Transfer (RTGS / NEFT /IMPS)
• Quick Transfer to Unregistered Beneficiaries using QR Code
• IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID)
• Transfer to mobile number or email id using mCash
• Schedule Transactions
• Add / Manage Beneficiary

• Open Fixed Deposit
• Open Recurring Deposit
• Open Multi option deposit

• Fund Transfer to Unregistered beneficiaries through beneficiary VPA
• Fund Transfer to registered beneficiaries using Account No & IFSC code
• Dispute Status
• Set UPI transaction limit within overall daily limit
• Enable/ Disable UPI

Manage Cards
• Physical Debit Cards
• Virtual Debit Cards
• Prepaid Cards

Bill / Merchant Payments
• Pay Bills
• SBI Life Premium
• Credit Card (VISA) Transfer
• Bill Payment History

SBI Voice Assist
• Voice assisted functionality to know Balance, mini-statement, Mobile & DTH recharge and Quick Transfer using voice instructions

Top-up and Recharge options are available under 'Bill Payments' Menu
• Mobile Recharge
• DTH Recharge
• Top-up of State Bank Prepaid Cards
• Google Pay Recharge Code
• Gift Voucher

• Get MMID
• Cancel MMID
• Cheque book
• Positive Pay System
• TDS Enquiry

• Standing Instruction
• Online Nomination
• Submit 15 GH
• Transfer of Savings account
• eLocker
• My Certificates

Facility of QR based Cash withdrawal from ATMs.
- User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app.

Quick Transfer and Donations
• Send Money using Account Details
• Donations

Facility of Yono Cash for Card less cash withdrawal through ATMs

• Bhim SBI Pay
• Bharat QR
• FasTag
• SBI Collect
• Donations to Religious Entities
• Bharat Bill Pay
• SBI Finder
• Complaints
• Lock/Unlock User ID
• Apply for Loan
• FAQs
• Ask SIA
• Branch/ATM
• Cyber Crime Helpline
• Transit Cards
• Complaints of Unauthorized Transactions

What’s New

Version 5.8.0

1. Third Party per day limit Enhancement from 10 lakhs to 25 Lakhs.
2. Minor security enhancement and bug fixes.

Ratings and Reviews

3.8 out of 5
1.6K Ratings

1.6K Ratings

Kiran 'n' Dhanya ,

Good app with a few missing features

The app is great and meets almost all of your banking needs. It just needs a few more features - Face ID / Finger Print support, Full support for password managers to auto fill passwords (password auto fill sometimes does not work when redirected from merchant websites for payment via net banking), integrate the OTP app into the main banking app, do not require users to explicitly logout of the app many international banking app allow you to just close / unload the app and still allow you to immediately login again without any active session restrictions.

isoguruvinod ,

Always a Struggle

Was able to login in January after struggling since November 2021. I was told that all NRIs were facing this problem.
People responsible for its design have to keep NRI users in mind.
When anything is changed the existing login information should work, at least for the fist time to be able to change, if anything needs to be changed for the modified App to work.
NRIs have to change phone numbers linked to clients depending on their visiting India or being in their country of residence. There has to be a more streamlined totally on line process to switch phone numbers from among two alternate phone numbers that the NRI registers for India and the country of their residence. Therefore, there has to be provision for two registered phone numbers, so NRI customer can choose either of these to get OTP. This feature would be most helpful.
Same for having two registered Emil’s, in case one of client’s emails gets heckled, the other can be used. Also, the option to get OTP through registered phone number or email should be there.
It has been a constant struggle when any changes to the App are made or when I move back and forth between India and the country of my residence.
Please involve a real NRI user like me as a person to be involved when changes are being planned.
Thanks 🙏

Developer Response ,

Dear Customer, The inconvenience caused to you is deeply regretted. Request you to please write us at feedback.statebankanywhere@sbi.co.in about the issues you are
facing along with your registered mobile no and share us the screenshot of the error message if any while using SBI Yono lite application for better assistance. - SBI Mobility Team

mobile passport user ,

Horrible app and banking experience

I have never been able to get this app to work. It drowns you with captcha and OTP loop that you can never get out of. I don’t think it has been tested for any international scenarios and I am assuming it works within India at the least. There is no support or help when you get stuck. It keeps sending OTP somewhere all the time unnecessarily and will fail you all of a sudden after an hour of wasted time. It is really very sad to see SBI where I have banked for 25 years to be in this state. Reading the comments on the app I think nothing has changed. On the email help line I get very rude responses and have given up on that as well. The ultimate option is to switch banks and SBI tries very hard to push its customers away. As an SBI admirer I feel very sad about its customer service and customer empathy. Very unfortunate truly.

Developer Response ,

Dear Customer, The inconvenience caused to you is deeply regretted. For us to help you with the error, kindly share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screenshot / snapshot of err msg detail. We'll ensure to look into it with utmost priority. -SBI Mobility Team

App Privacy

The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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