Paytm: Secure UPI Payments 4+

BHIM UPI, Recharge & Pay Bills

Paytm Mobile Solutions

    • 4.7 • 39K Ratings
    • Free

iPhone Screenshots


Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q. Can I continue to make UPI Payments (Send or Receive Money or Scan QR Codes) on Paytm App?
A. Absolutely yes. You can continue to make UPI Payments, send or receive money through UPI, or make offline QR code payments as usual on Paytm App. For lightning fast payments always Paytm Karo!

Q. Can I continue to do recharges, pay my bills & more on Paytm?
A. Yes. You can continue to use Paytm app for all your recharges and bill payments, as usual.

Q. Can I continue to use Paytm for booking tickets (travel, movies, etc.)?
A. Absolutely! You can continue to use Paytm App for booking tickets (travel, movies, etc.), just as always!

Q. What happens to my Wallet and Transit Card, and how can I close it?
A. You can continue to use your existing balance for metro/bus travel as usual. To close your Wallet & Transit Card: Open the app, tap 'Wallet' > 'Manage' > Scroll down to 'Block Card' > Choose 'Permanent Block' & provide a reason.

Know the right facts and details here -

Safe, Reliable and Superfast UPI Payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating
UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 500, no PIN required.

Fast, Secure & Contactless QR code Payments at Offline & Online Stores

Easy Recharge and Utility Bill Payments
● Recharge your mobile, DTH or pay electricity, broadband, water & other utility bills
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Find great deals on grocery, food and home decor items on Paytm ONDC app

Get Instant Personal Loans
● Loan amount starting from 50K to 25 lac
● Repay loan within 6-60 months
● Annual percentage rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd:
● Aditya Birla Finance Ltd:
● TATA Capital:
● Poonawalla Fincorp:
● IndusInd Bank:
● Indifi:

Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book Tickets for Trains, Bus, & Flights
● Paytm is an authorized IRCTC partner for Rail e-ticket booking, cancellation, PNR status & live train status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

What’s New

Version 10.43.0

- Never miss a beat! Instantly get payment notifications, even when payment is received on other apps.
- Effortlessly see all the offers while paying. Pay smart, save big!
- Get notified on splitting bills. Stay on top of payments with ease.

Ratings and Reviews

4.7 out of 5
39K Ratings

39K Ratings

9818429328 ,

Unable to pay from wallet despite completing KYC with Aadhar

The App is totally unhelpful in providing a solution to problems faced in making payment from wallet even after completing the KYC with Aadhar verification and submitting the PAN particulars. On one hand it says that your KYC is complete and you can transfer money to another person having Paytm account,but when you try to put through the transaction by opting for payment from wallet it says that your KYC is not complete and you have to upgrade your account. Even on the home page a sign of exclamation keeps on appearing. Since it is altogether impossible to reach their Customer Support people on phone, the App is totally useless in providing solutions to your problems.

vvvttt2015 ,

Takes too long to load

I use paytm a lot and I love it. There are many times, I am in a line to buy something, open paytm to scan and it takes way too long before I can click pay. It shows many notifications to link my bank, loads all the offers and what not and feels very sluggish. This ruins the the otherwise great experience of instance payment that paytm offers.

hvkale ,

UI glitches and notifications abuse

This app feels like a mobile web version instead of a native app. It’s perhaps not a native UIKit or SwiftUI app but cheap React Native or something. Not saying using those frameworks is bad but using those and not providing a great experience is definitely bad and that’s on developer, not framework provider. Many times the parts of the app UI go under status bar and/or homebar making me think it ignores SafeArea insets.

This app sends me promotional notifications even though I have unchecked all types of notifications in the app setting. I still receive spam notifications. This is clearly an abuse of Push Notifications and I’ll be reporting it.

Apart from all that really bad UX and malpractices, the app does the job, mostly, so 3 stars.

App Privacy

The developer, Paytm Mobile Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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