PhonePe: Secure Payments App 4+

UPI, Recharges, Bills Payments

PHONEPE PRIVATE LIMITED

    • 4.8 • 93.1K Ratings
    • Free

iPhone Screenshots

Description

Send money to any mobile number or bank account. Get exciting offers on recharges & bill payments. Buy insurance and pay at any online and offline outlet.

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Buy or Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families

Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes

Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.

PhonePe Lending
Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey. Attractive interest rates, easy repayment options and single click self serve modules are some of the salient features being offered.

Repayment Period: 6 - 36 Months
Interest Rate: Max 30% (Reducing)

Example:
Principal Amount: ₹100,000
Interest Rate: 15% p.a. (Reducing)
Processing Fees: 2%
Tenure: 12 Months
Total interest amount payable: ₹8309.97
Total processing fee amount payable: ₹2000
Total cost to the user: ₹110,309.97

Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com/

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification

What’s New

Version 24.0920.05

PhonePe Lending:
- Get pre-approved loans seamlessly. Enjoy attractive rates, easy repayments, and self-serve modules.
UPI Lite
- Experience super-fast payments with near-zero failures
- Pay upto ₹500 without any PIN.
- Add upto ₹2,000, withdraw anytime, no charges.
Rupay Credit Card on UPI
- No need for CVV and OTP; pay with PIN
- Check credit card balance
PhonePe Insurance:
- Compare and buy health, life, car and bike insurance plans seamlessly.

Ratings and Reviews

4.8 out of 5
93.1K Ratings

93.1K Ratings

vighu11 ,

Can’t hit send on IPhone SE 2020

With the new update, we are not able to proceed with the normal transaction setup. Somehow we don’t get to checkout/send/transfer money to a designated account.

Fortunately, we were able to do money transfer by changing the transaction workflow by clicking on help at the transfer screen menu and then clicking back option. The send button appeared once we did the above procedure. Can anyone please fix this issue.

Thank you

Bharne2613 ,

IOS 16 not supported?

Upon bank selection getting a message that iOS must be 17 . Where on the app details in app store it’s mentioned about the iOS version supported by UPI? If it’s mentioned then would not have downloaded. Not sure why there is Skip on the up right corner as it does not skips the bank linking screen and shows a message that bank linking it required. Remove it as it’s confusing Updating: I somehow got to the Home Screen added my debit card but in the Phonepe gifts there is no option to buy the gift using debit card. Can’t raise a ticket as I don’t see that option as well.
Now again back to the screen where it is forcing me to select bank and since mine is not IOS 17 once again can’t surpass this step
Not sure how can I raise my concerns using ticket as suggested by the developer here.

Developer Response ,

Hello, we know how difficult this must have been for you. iOS 14 and later is the minimum version required to utilize the app. However, as per UPI guidelines iOS version should be 17 or higher to use UPI. Please provide us with more details about your concern via the PhonePe help section so that we can look into it. ∞MR

G S K RAO ,

Deshis PhonePe best amongst all UPI pay apps

As i am volunteered for a colony activities as a treasurer , app made my life easy. Best among all upi apps and its our deshi one guys.
Though i had issues with processing payments in the beginning, I still pushed myself to use it bcoz its our deshi company. Between i used Paytm a lot and GPay as its payment process success rate is high. Now a days i had no issues with phonepe , moreover i found its history is cool so i can track all transactions better than any other app.

App Privacy

The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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