
EMI Calculator & Loan Planner
Financial Calculator GST Tool
Free · In‑App Purchases · Designed for iPad
EMI Calculator is a simple, powerful loan tool that helps you quickly calculate EMIs and understand your full repayment schedule. Use it to plan home loans, car loans, personal loans, or any kind of borrowing with clarity and confidence.
Turn complex loan math into clear answers:
- Know exactly how much you will pay every month
- See how much of each payment goes to interest vs principal
- Compare different loan amounts, interest rates, and tenures
- Plan prepayments and check how much interest you can save
Key benefits and features:
Accurate EMI and loan planning
- Calculate EMI, loan amount, interest rate, or tenure by entering the other values
- Works with both months and years, so you can match bank offers easily
- Get instant results while you adjust loan amount, rate, or period
Clear repayment breakdown
- View a complete payment schedule in a clean table format
- See month-by-month breakup of principal, interest, and remaining balance
- Understand how your loan reduces over time and when interest impact is highest
Smart visuals and statistics
- Graphical charts show the full loan tenure at a glance
- Instantly generated stats highlight total principal, total interest, and overall cost
- Compare scenarios to choose the most affordable and efficient option
Easy sharing and records
- Export your EMI details as a PDF
- Share reports with family, clients, or your financial advisor
- Use saved PDFs to discuss offers with banks or finance agents
Apple Watch and iMessage support
- Calculate EMIs and GST right from your Apple Watch without opening your phone
- Use the iMessage app to calculate EMI and GST inside a chat
- Send results instantly to friends, family, or customers while you are chatting
Simple GST Calculator
- Quickly find how much tax is included in a price
- Add GST to a base amount or remove GST from a total price
- Useful for small businesses, freelancers, and daily shopping decisions
Live finance updates
- Stay up to date with the latest finance and money news via Google News
- Track changes in interest rates, policy updates, and market trends that can affect your loans
Nearby banks and ATMs
- Find banks, ATMs, and other finance locations around you
- Helpful when you travel or need quick access to cash or banking services
Currency Converter
- Compare and convert between 165+ world currencies
- Get live exchange rates instantly
- Perfect for travel, online shopping, and international transfers
Completely free
- Free to download and free to use
- Designed for everyday personal use as well as quick professional calculations
Use EMI Calculator as your everyday financial toolkit:
- Loan Calculator
- EMI Calculator
- Standard EMI Planner
- EMI Statistics and Charts
- Finance Calculator and Loan Analytics
- GST Calculator
- Currency Converter
- Finance and Money News Hub
- Nearby Bank Finder
- ATM Finder
Plan smarter, borrow better, and stay in control of your money with EMI Calculator.
In this update, we've enhanced the app to offer a smoother, more reliable experience.
Calculate with confidence:
- Easily compute your EMI to plan your finances more effectively.
- Accurately calculate GST amounts for efficient tax management.
- Quickly evaluate loan details to make well-informed decisions.
Experience faster performance and precise calculations with our latest version.
Additionally, we now support iOS 26.
The developer, HUMAN DATA SG PTE. LTD., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- HUMAN DATA SG PTE. LTD.
- Size
- 48.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Languages
English and 8 more
- English, Arabic, French, Indonesian, Japanese, Korean, Simplified Chinese, Spanish, Thai
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Remove Advertisement from App $4.99
- Annual Plan $9.99
- Weekly Plan $0.59
- Annual Plan $4.99
- Monthly Plan $0.49
- Monthly Plan $0.99
- Copyright
- © 2025 Human Data Systems SGE LTD