Idram & IDBank is the leading fintech platform in Armenia, which combines both e wallet and banking experience in one app. Register your free account now and enjoy your journey with us.

Idram&IDBank allows you to:
- Onboard easily and start an e-wallet
- Sync your Idram wallet and IDBank accounts
- Become an IDBank customer remotely in few simple steps
- Open and manage IDBank accounts, deposits, order cards, get an instant loan
- Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers
- Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc.
- Repay loans - Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system
- Make contactless payments by QR/NFC at more than thousands point of sales
- Get your personal credit limit right in the app and take the unique opportunity to make any payment using a Rocket Line credit limit. Get now – Pay later!

Download the best personal finance app on the market and make your payment and money management experience exciting like never before!

What’s New

Version 4.0.17

Here is our new update!

In “Other payments” section we have account replenishment service.

Also, there are usual bug fixes and functionality improvements to make your wallet & banking experience much better.

Ratings and Reviews

3.6 out of 5
60 Ratings

60 Ratings

Merida Azizi ,

ID issue

this app is overall good but it didn’t recognize my face while taking selfie for identification.

Developer Response ,

Dear user, please call the contact center at 060 700 700 so that the specialists can offer an alternative to pass the identification.

Gohar1gog ,

Bad service.

Very disappointed with this app. ok its good when you can pay all your utilities and bills via idram in one place. But the big bad think is, that, if you want to pay from outside of Armenia from international card (visa or other ), first you have to becaome a premium plus member, and if you don't have an armenian card or passport or id card you cant do it. let say I am living in the Usa and have only Usa passport and have a house in yerevan, I have to go armenia to their main office for identification proces. They just told me this, very funny.

Developer Response ,

Dear user, there are services that require appropriate identification. Identification is carried out using an Armenian Bank card or passport. Identification methods do not include telephone identification in any way.

Nor.1289 ,


The new version was great. They added new features like NFC and QR payments. New design is amazing.

App Privacy

The developer, Idram LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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