iFinance 4 4+

Your finances at a glance

Synium Software GmbH

    • 3.1 • 14 Ratings
    • $9.99


iFinance 4 allows you to keep track of your income and expenses in the most convenient and fastest way. By taking a quick look at its useful evaluations and charts, you'll immediately know what you spend money on and where your income comes from - optimizing your finances becomes a breeze! iFinance's automatic category assignment, keywords, budgets and analysis features will turn your bank account history into much more than a list of bare figures.
Would you like to find out how your assets perform or why you max out your bank account on a regular basis without really knowing where your salary goes each month? iFinance 4 has all the answers. Is it current spending such as rent or mortgage payments, insurances, food or loans? Or do nights out with friends, special treats, impulse purchases, and tobacco products add up to a hefty sum?
Have iFinance 4 analyze your finances and see immediately what your biggest spending items are and where there is potential for savings.

iFinance 4 in bullet points:

- Encrypted databases
- Password protection (Touch ID supported)
- Track your cash expenses
- Split transactions
- Transfer transactions

- Categories (with automatic assignment)
- Contacts
- Analyse
- Expenses
- Income
- Loss
- Profit
- Charts (2D and 3D)
- Reports
- Budgets

- Enter cash expenses quickly (3D Touch)
- Apple Watch App

- iCloud and WiFi-Sync
- File attachments (for single transactions)
- Account statements (PDF files)
- Stocks
- Reconciling
- Different currencies (in one database)
- VoiceOver-Support

-Supported file import formats
- MT940
- Multiple databases
- Bank Accounts in Notification Center
- Export formats

Online Features and Import
Import your transactions as a CSV-, QIF-, OFX- or mt940 file in order to see all transactions in iFinance. iFinance is also able to print on money transfer forms. Customers of a German bank are able to use HBCI import and HBCI banking.

WiFi or iCloud Sync
Synchronize your data between Mac computers (Mac version sold separately at the Mac App Store), iPhones, and iPads via iCloud or the integrated WiFi sync. The latter also allows you to use and edit databases together with multiple users. This may for example become useful if you are in charge of a club's or association's finances or if you manage a bank account with another person.

Charts, Reports, Budgets, and Budget Analysis
iFinance 4 offers a broad range of easy-to-customize charts and reports. According to your specifications, iFinance analyzes precisely where your money comes from and where you spend it. Use the Budgets feature to find out how much money you have left for the current month or whether you've been successful at keeping your spending at bay this month. Budgets can also be created for specific categories, such as monthly budgets for clothing, groceries or movie nights.

What’s New

Version 4.6.9

- Bug fixes

Ratings and Reviews

3.1 out of 5
14 Ratings

14 Ratings

Thaddeus C. ,

I moved to iFinance from Quicken, haven't looked back

iFinance has lots of great features. The ones I use the most are downloading transactions from all my banks via OFX/QFX files, syncing my data to iCloud so that I can use iFinance on my iPad, iPhone &  Watch, and setting up budgets to track my spending.

The only thing that's missing is multi-tasking support. I really wish that I could have iFinance on one side of the screen, and Safari on the other while I work on my finances.

I like to have lots of details about my finances and iFinance let's me do that. iFinance is especially strong in letting me manage cash, credit, savings, and checking accounts. You can track stocks and mutual funds, but there's currently no way for me to import stock data (the developers said they'd look into adding this feature). I also really appreciate that I can use iCloud to sync my financial data between my Mac, iPhone,  Watch, and iPad. It lets me keep track of my finances no matter where I am. I also prefer to use iCloud since I have more control over my data, compared to other using other companies' cloud services.

AgtFranks ,

Needs Direct Access

Great looking app, but doesn’t have direct access so requires a lot of work to get all of your accounts in one program. My TSP and Investment accounts don’t support the OFX format so i can only get one of my banks in here. This is a 5 Star app with that feature. I’d even be willing to pay for the access much like banktivity charges. I’d love to leave banktivity but really need the direct access feature

Youness Z. ,

The Best!

I have been using iFinance 4 on macOS and iOS for a couple of weeks and, so far, it has been the best money managing app I have ever used!

App Privacy

The developer, Synium Software GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members can use this app with Family Sharing enabled.

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