IversusE

Budget, Debt & Loan Planner

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Manage income, expenses, credit cards, mortgages, and auto loans in one simple app. See payments, payoff dates, and long-term costs. IversusE is a simple yet powerful budgeting and financial planning app designed to help you understand where your money is going and how major financial decisions affect your future. Manage income and expenses, estimate loan payments, and plan debt payoff strategies in one easy-to-use app. Features: • Budget Calculator * Compare monthly income and expenses * See whether your budget is positive, balanced, or negative * View monthly and yearly totals • Credit Card Calculator * Estimate payoff dates * See total interest paid over time * Compare the impact of additional payments • Mortgage Calculator * Estimate monthly mortgage payments * Include property taxes and insurance * View total interest and total loan cost * Explore the impact of extra payments • Auto Loan Calculator * Calculate monthly payments * Include taxes, fees, trade-in value, and down payment * View total interest and total cost * Evaluate different financing scenarios • Simple and Practical * Designed for everyday financial planning * Easy-to-read results * Supports iPhone and iPad Whether you're creating a household budget, paying off debt, planning a mortgage, or evaluating an auto loan, IversusE helps you make more informed financial decisions. Disclaimer: This app provides estimates for educational and planning purposes only. Actual loan terms, taxes, fees, and financial results may vary.

Ratings & Reviews

  • 5.0
    out of 5
    3 Ratings

Version 4.2 New Features: • Added Credit Card Calculator with payoff estimates, interest calculations, and payoff-date projections • Added Mortgage Calculator with support for property taxes, insurance, escrow, and extra payments • Added Auto Loan Calculator with support for taxes, fees, trade-in values, down payments, and extra payments • Added a More tab with Privacy Policy, Contact Support, Remove Ads, and Restore Purchases Improvements: • Improved budgeting calculations and balance presentation • Enhanced validation messages and input handling • Improved form layout and usability across financial calculators • General performance and stability improvements

Version 4.2

The developer, NUMERICALPERSPECTIVES LTD. LIABILITY CO., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • NUMERICALPERSPECTIVES LTD. LIABILITY CO.
Size
  • 6.6 MB
Category
  • Finance
Compatibility
Requires iOS 15.6 or later.
  • iPhone
    Requires iOS 15.6 or later.
  • iPad
    Requires iPadOS 15.6 or later.
  • iPod touch
    Requires iOS 15.6 or later.
  • Mac
    Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 NUMERICALPERSPECTIVES LTD. LIABILITY CO.
  • Developer Website
  • Privacy Policy

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