Kachinga 4+

Teach Kids Good Money Habits

Kachinga, Inc.

Designed for iPad

    • 3.7 • 68 Ratings
    • Free

Screenshots

Description

Kachinga™ helps parents raise financially smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience.

Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly.

Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever.

FOR PARENTS – CONVENIENCE & PEACE OF MIND
- Automate allowances & paid chores
- Instantly transfer money to kids’ cards
- Manage paid & unpaid chores
- Get real-time spending & chore notifications
- Set parent-paid interest rates for all savings
- Automatically match funds for each Save goal
- Turn card on/off from the app
- View kids’ account histories & trends
- Invite others to contribute to kids’ Save goals

FOR KIDS & TEENS – FREEDOM & RESPONSIBILITY
- Use their own app to manage their money
- Track Spend, Save & Give account balances
- View & manage chores
- Request paid chores
- Create savings & giving goals
- Shop online & in stores with their own card
- Use Apple Pay
- Turn card on/off from the app
- View account history & trends

SECURITY YOU CAN COUNT ON
- No hidden fees & no overdrafts mean no unwelcome surprises
- Accounts are FDIC insured through our partner Sunrise Banks, member FDIC
- Bank-grade encryption & authentication; we never store Social Security numbers
- Highly secure data management & strict data privacy; we never sell your data
- Fingerprint & Face ID lock to ensure privacy & security
- Automatically blocked categories for non-age appropriate spending
- Parents can choose if or how much money a kid can withdraw from ATM

Kachinga offers two subscription options:
- Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience.
- Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids!

Learn more at https:/kachinga.com.

What’s New

Version 1.1.22

Thanks for using Kachinga! We're constantly improving the app to give you the best experience. This update also includes various bug fixes, performance improvements, and the latest features.

Ratings and Reviews

3.7 out of 5
68 Ratings

68 Ratings

mrs.hudson ,

No longer works

We’ve used this app for years to track our allowances, etc. but it’s just stopped working. I thought the update would help but it didn’t. It just says “Maintenance is ongoing. Please come after some time.” It’s been a couple of weeks. Disappointed.

Developer Response ,

Thank you for your ongoing use! We genuinely appreciate your feedback and apologize for the frustrations you may have experienced during maintenance. We continuously update the app with the latest features. So, please be sure to look for and download the latest app version if you haven't done so already. Please reach out to us at support@kachinga.com if you have any concerns or if there's anything we can assist you with. Thank you!

Dan12945 ,

Fraudulent app

I will amend this review if I ever hear back from support. So far this app appears to be completely fraudulent. On 12/04 I sent a deposit to the Kachinga card from my external bank. The withdrawal from my external bank to Kachinga successfully debited on 12/04. As of today that deposit has gone missing, never has credited to my Kachinga account and when I call the support number I speak to someone in another country who tells me that no deposit was ever made. When you click to email support through the app an email opens with a subject line but with no email address to send the ticket to. So far this appears to be a total scam.

Update as of 12/29
Kachinga support responded to my email about the missing deposit. In their email they blamed my bank for the delay in crediting the account claiming my bank flagged my account incorrectly. This claim by Kachinga was false. Kachinga said they fixed the error and sure enough when I login to the app it now shows the correct available balance. My son attempted to use the card today for the first time and it was declined. I called the number on the back of the card and was told the account balance was $0.

Your funds are not safe with this company. Do not under any circumstances trust this app with your funds. You’ve been warned.

Developer Response ,

We’re sorry to hear about your ongoing frustration. We want to assure you that we take these concerns very seriously. We also understand how important it is to have clarity and confidence in your account. When funds are transferred via the app, they need to be moved from the wallet to the prepaid card for child accounts to be available for transactions. This ensures security and proper allocation of funds for card use. For clarity You can do this easily in the app under the wallet section.

We encourage you to reach out directly if you continue to experience challenges. Please email us at Support@Kachinga.com, and we will work with you to ensure everything is resolved to your satisfaction.


12/13; We're sorry to hear that you've had some challenges during the setup process. Our support team responds quickly via email as well as on the phone. If you feel you've missed a response, please be sure to check your spam folder as well. If this was a new transfer, ACH processing is used which takes several business days. Please reach out at Support@Kachinga.com for further support.

Lili in Chatt ,

Makes financial literacy for kids so easy!

I have two daughters ages 10 and 12 who both have Kachinga cards and love them. I don’t need to remember to give them allowance as contributions to their account are automatic. We agreed on how to divide their allowance into spending, saving and giving pools, and now they can manage their money independently. They love the freedom of being able to shop online, and I never have to worry about a surprise bill because they can only spend what they have. Love it!

Developer Response ,

Thanks for your amazing feedback! We're super happy you are enjoying Kachinga.

App Privacy

The developer, Kachinga, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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