Kachinga 4+

Teach Kids Good Money Habits

Kachinga, Inc.

Designed for iPad

    • 3.8 • 62 Ratings
    • Free



Kachinga™ helps parents raise financially smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience.

Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly.

Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever.

- Automate allowances & paid chores
- Instantly transfer money to kids’ cards
- Manage paid & unpaid chores
- Get real-time spending & chore notifications
- Set parent-paid interest rates for all savings
- Automatically match funds for each Save goal
- Turn card on/off from the app
- View kids’ account histories & trends
- Invite others to contribute to kids’ Save goals

- Use their own app to manage their money
- Track Spend, Save & Give account balances
- View & manage chores
- Request paid chores
- Create savings & giving goals
- Shop online & in stores with their own card
- Use Apple Pay
- Turn card on/off from the app
- View account history & trends

- No hidden fees & no overdrafts mean no unwelcome surprises
- Accounts are FDIC insured through our partner Sunrise Banks, member FDIC
- Bank-grade encryption & authentication; we never store Social Security numbers
- Highly secure data management & strict data privacy; we never sell your data
- Fingerprint & Face ID lock to ensure privacy & security
- Automatically blocked categories for non-age appropriate spending
- Parents can choose if or how much money a kid can withdraw from ATM

Kachinga offers two subscription options:
- Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience.
- Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids!

Learn more at https:/kachinga.com.

What’s New

Version 1.1.9

Just fixing a few things to make using the Kachinga app even easier! Be sure to update your app to access the latest and greatest features. If you have feedback, just click on "Send us feedback" in your app. We'd love to hear from you!

Ratings and Reviews

3.8 out of 5
62 Ratings

62 Ratings

Lili in Chatt ,

Makes financial literacy for kids so easy!

I have two daughters ages 10 and 12 who both have Kachinga cards and love them. I don’t need to remember to give them allowance as contributions to their account are automatic. We agreed on how to divide their allowance into spending, saving and giving pools, and now they can manage their money independently. They love the freedom of being able to shop online, and I never have to worry about a surprise bill because they can only spend what they have. Love it!

Developer Response ,

Thanks for your amazing feedback! We're super happy you are enjoying Kachinga.

MarcoManuello ,

Great App for parents and children

We use it to make it easy to teach about goal setting and get our kids used to the idea of “cashless” spending. The fact that you can easily set recurring transfers is great and it allows us to show kids that they really got their allowance on their app and we do not have to visit an ATM just for that (or keep a tally in our head on how much we “owe” the children).

Developer Response ,

We appreciate your wonderful comments and so glad you are finding Kachinga easy to use.

Belchy McBurpington ,

Super fast customer support

I was having an issue with logging in, and I received email support in actual minutes. I didn’t see it until later, but once I did I was sure to keep an eye out for any future responses.

Absolutely excellent customer service, and I can’t wait for my daughter’s card to get here so we can fully experience the app!

Developer Response ,

Thanks for the review! We love helping our customers raise financially smart kids so please don't hesitate to contact us should you have any further issues. And we are equally excited to have you and your daughter as part of the Kachinga family!

App Privacy

The developer, Kachinga, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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