Katapult | Shop & Lease to Own 17+

So far loving this service! It’s extremely helpful for those who don’t have a very considerable income but still want to make sizable purchases. As with any leasing or credit, responsibility is key. The 90 day early buyout option lets you buy out your lease for hardly any additional fees or interest, making sure that’s paid off before the 90 days is key. Be mindful of your spending limits and make sure you can afford that option! Their autopay feature was easy to set up and gave me ease of mind knowing my purchase was being taken care of.
I had to reach out to customer support, but man they exceeded my expectations. Some of the best client care I’ve seen. If anyone from Katapult reading this has the authority, please give Chanel from customer support some props and a raise!

Hello, CupKakeKoda, Thank you for contacting Katapult. We are so happy you chose us as your financing option over using a credit card. Katapult’s 90-Day Early Purchase program was designed just for our Customers like you. We hope that you are enjoying the merchandise purchased. Whether it’s a major purchase or small gift, we look forward to serving you again. Please contact us via our chat service online at www.katapult.com; or at (833)-KATAPULT (528-2785), if you wish to speak with a live agent. Thank You, Katapult Customer Relations

I just recently filed bankruptcy not too long ago (give or take 3-4 months finalized) and they’ve been one of the only financing companies to give me a chance with financing options. If you budget right for what you order the 90 days pay off is great because it’s interest free. BUT if you don’t pay off the money loaned in time, even with 1 dollar left, you will get hit with the interest rate for said loan. Its nearly double of your product you purchased. It could be less given your credit score but that’s how it was with me. One other thing, if you miss a couple payments they hit you a “late fee” but they do tack it back onto your existing line of credit (not the product itself in which you have your 90 day payoff option). It’s not a horrible deal but until you payoff that extra money from missing a payment or two, you can’t reapply for another loan. All in all I’d give this financing company a 4.5/5. If you understand what you’re getting yourself into with the high interest rates and your interest hitting after your 90 payoff option, I’d recommend this to someone trying to build their credit back up with a company that’s willing to take a chance with you.

Hello, TJG-75! Thank you for visiting the Katapult App! We are pleased that you enjoyed the app. Katapult is always here with our 90 day early purchase option whenever you need us! If there is anything we can do for you, just let us know at +18335282785! Thank you for choosing Katapult at checkout! - Katapult Customer Relations

This app is the knitted condom of shopping/leasing apps. It’s beyond useless, you cannot use it to check out because it’s either stuck “Validating” or gives you some bogus error - like the items aren’t leasable when in fact they are on the list of allowed items. If you reach out to the equally useless customer service they avoid your actual questions and just tell me that I don’t have a current approval but when I log in it says I’m approved for like $2400. But NO per customer service the error I’m getting is because I need to get an updated approval. I ALREADY HAVE THE SAME APPROVAL! Like for real I’ve used Katapult several times on Wayfair and it works great. Try to use it anywhere else via their stupid app and it doesn’t work. LITERALLY KATAPULT WHY DO YOU EVEN LIST OTHER STORES WHEN YOU GUYS ONLY WORK WITH WAYFAIR??? I am so angry at this app I could write sonnets about how much I hate it and how complete and utterly useless it is. Save your sanity use a different service if possible, or just use it on Wayfair? I have to go do karate on the lawn now to calm down. Ugh!

Thank you, vintage-girl86 for visiting our Katapult App. We appreciate the time you took to share your feedback. If you are available, we would like to partner with you to speak in further detail about your experience and how we can better improve. We invite you to chat with us by copying this link into your web browser https://go.katapult.com/chat , or contact us today at +8335282785.


Thank You,
Katapult Customer Relations