Deferit: Pay bills in 4 4+

Pay and manage your bills

deferit Pty Ltd

Designed for iPhone

    • 4.8 • 4.9K Ratings
    • Free

iPhone Screenshots


Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple installments!

Move payments and stay on top of your bills all from within the app.

How it works:

- Upload a bill by taking a photo, screenshot or adding a file.
- Select the total amount to pay your biller
- Choose whether to pay upfront or over time in 4 simple installments
- And we pay the full amount upfront to your biller!

Get started today and join a community of over 500,000 savvy budgeters using Deferit to pay and manage their bills better.

What’s New

Version 2.0.42

Small improvements to keep everything running smoothly. If you have any feedback for the app please drop us a message.

Ratings and Reviews

4.8 out of 5
4.9K Ratings

4.9K Ratings

Cyrus Asgari ,

Do not listen to these one star reviews.

I’ve been using this app for almost 9 months now, initially having a $200 limit. At first the app was reluctant and didn’t want me to use the pay by 4 feature. However, a few months later, this has been a go to when it comes to paying off my AT&T line bills.

It has worked very well so far. Every single bill for the past 9 months has gone through…without delay or concern about being past due.

The subscription price is expensive but at least you build credit with this service and that’s good. Again, you need to remember, this company is still a baby and is still growing, so DO NOT EXPECT THEM TO HAVE A 24/7 PHONE SERVICE. Like what do you expect? They only have a few hundred employees; give them time, I haven’t had to contact them at all, maybe once, but that was a while back which took me a few hours to get an answer.

Thank you Australia for bringing this cool concept to the American market, and I hope you will stay for as long as you possibly could. I have paid off $4000 in bills with this service so far…and have a $600 limit now. Deferit, keep keep expanding, keep increasing your profit margins…because this service will be used so much here in the US. These people who claim customer service is horrible or they can’t use the service are the same people who want to bring down amazing ideas such as this one. G’Day!🇺🇸🇦🇺🥰

JosieChico ,

5th star

So far so good will get the 5th star once my power bill is paid. I guess it was my fault for not doing sooner I did it last Friday got approved first payment taken. Was working yesterday I work from home and power went out they cut us off for none payment. I spoke to power company and they said they needed something from deferit saying they were paying the bill. But then they reconnected us giving us until Tuesday bc after I told them it was being paid they said they never heard of this place trying to make me feel I was being scammed. Well they call and said they were reconnecting until Tuesday bc right after I talked to them 3 other people called in talking about this app and the bill would be paid so they reconnected us bc of that. Power companies fault bc I had emails and confirmation nm and all that. I am new to this and think it’s gonna be great! Helped when I was in a bind! So 5th star definitely be given once payment is at power company and PLEASE provide a way to contact customer service other than email and that chat. 5 different people disconnected me from chat yesterday when I was trying to get this resolved and that is frustrating. But thank you for helping my family when we were in a bind!

prettysavvy ,

Love it

I love deferit, I’ve used it quite a few times. Never had a problem. I can say if you don’t have a clear way shown on the bill uploaded of how to pay online they will send out a check instead. It’s up to you to check the payment method at the bottom of the screen once you get that message of “your bill is ready to be paid” once you hit accept or whatever that’s what it is. A check is sent. I made the mistake of doing that once, and a payment was past due but again that was completely my fault. For the people saying they had to pay the full bill or 3 payments upfront, yea it’s kinda dumb, but your credit may not be up to par and they want to be sure they can trust you or you maybe have too may unpaid bills active and it’ll do that. They’ve also increased my credit limit to $500. And as of sept 1st they will start reporting on time payments to the credit bureau. I have no complaints.

App Privacy

The developer, deferit Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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