
Deferit: Pay bills in 4 4+
Save & build credit history
deferit Pty Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Budget and pay bills in 4 simple installments. Get lower rates on your bills, build credit and more! Simply upload your bill and we take care of the rest.
Take control of your bill finance and budget with confidence. Deferit empowers you to pay any service bills on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 simple installments, making split payments on bills stress-free and manageable.
Move payments and stay on top of your bills, all from within one powerful app.
Split Payments: Pay in 4
- Simply upload any of your bills – just take a photo, screenshot, or add a file.
- Select the amount you want to pay your biller.
- We pay them the full amount upfront
- You pay us back with four simple payments over time. It's the smartest way to pay!
Save Money on Your Bills:
- You could be paying more than you need to. Save money on bills like internet, phone, TV, and more.
- Our expert team negotiates with your provider on your behalf to find you a better deal so you pay less.
Build Credit History with Every Bill Payment:
- Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that.
- Simply pay your bills through the Deferit app.
- We report your on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®).
- A stronger credit history can help you pay less for future loans. It's smart bill finance in action.
Join the 200,000+ Americans who trust Deferit to manage their finances and improve their financial health.
"Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply.
1. Actual credit score changes may vary based on various factors, including individual financial behavior and credit history. These changes may or may not be favorable.
2. Based on yearly average savings obtained for our customers."
By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/
What’s New
Version 2.0.99
This release contains performance improvements to keep everything running smoothly.
Ratings and Reviews
Love it
I love deferit, I’ve used it quite a few times. Never had a problem. I can say if you don’t have a clear way shown on the bill uploaded of how to pay online they will send out a check instead. It’s up to you to check the payment method at the bottom of the screen once you get that message of “your bill is ready to be paid” once you hit accept or whatever that’s what it is. A check is sent. I made the mistake of doing that once, and a payment was past due but again that was completely my fault. For the people saying they had to pay the full bill or 3 payments upfront, yea it’s kinda dumb, but your credit may not be up to par and they want to be sure they can trust you or you maybe have too may unpaid bills active and it’ll do that. They’ve also increased my credit limit to $500. And as of sept 1st they will start reporting on time payments to the credit bureau. I have no complaints.
5th star
So far so good will get the 5th star once my power bill is paid. I guess it was my fault for not doing sooner I did it last Friday got approved first payment taken. Was working yesterday I work from home and power went out they cut us off for none payment. I spoke to power company and they said they needed something from deferit saying they were paying the bill. But then they reconnected us giving us until Tuesday bc after I told them it was being paid they said they never heard of this place trying to make me feel I was being scammed. Well they call and said they were reconnecting until Tuesday bc right after I talked to them 3 other people called in talking about this app and the bill would be paid so they reconnected us bc of that. Power companies fault bc I had emails and confirmation nm and all that. I am new to this and think it’s gonna be great! Helped when I was in a bind! So 5th star definitely be given once payment is at power company and PLEASE provide a way to contact customer service other than email and that chat. 5 different people disconnected me from chat yesterday when I was trying to get this resolved and that is frustrating. But thank you for helping my family when we were in a bind!
Best App EVER!
Let me start by saying that I was VERY skeptical about this company, but as I called them and asked all my inquiries, I was more than impressed with the work service. I was having trouble paying for my cable bill and BAM! paid! I do advice to please plan your bill a few days before due date. There was a mistake on their part by Payo g vía check when it was suppose to be paid via phone or online- but I called them immediately and they fixed it in a few hours. Please be patient with their wait- as they’re always have high call volume. The service DOES work, make sure you do your homework with your merchant on how they can receive payments. If your merchant does NOT have a “ guest pay option” then you need to add the details when you upload the invoice- if not, the system will generate a check to your merchant. I cannot express how happy I am with them and how professional they treat their customers. A++
App Privacy
The developer, deferit Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- deferit Pty Ltd
- Size
- 94.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.1 or later.
- iPod touch
- Requires iOS 15.1 or later.
- Mac
- Requires macOS 13.0.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2024 Deferit Pty Ltd
- Price
- Free
Supports
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