LendingClub: Banking and More 4+

Get more from your money

Lendingclub Corporation

Designed for iPad

    • 4.3 • 2.5K Ratings
    • Free



New mobile banking is here—smarter, simpler, and more rewarding than ever!

With the LendingClub mobile app, you can keep tabs on your checking account, savings
account, personal loan, and credit report all from your phone.

Here are a few reasons why members like you love the LendingClub app:

It's the smart way to manage your money
• See your bank accounts and loans in one place
• Check your loan pay-down progress anytime, anywhere
• Consolidate debt with a new personal loan
• Keep tabs on your credit score and report for free with DebtIQ
• Safely move money between your accounts

We make it simple
• Easily send, save, and borrow money right from the app
• Deposit checks straight from your phone—no bank branch required
• Lock your debit card from anywhere
• Quickly sign in with Face ID or Touch ID
• Try DebtIQ's easy-to-use credit simulator to see how different actions could boost your score 

You get rewarded for your membership
• Earn and save more with cash back on checking and great rates on savings
• Pay no monthly maintenance fees and get free external transfers
• Get paid up to 2 days early when you set up direct deposit
• See personalized lending options based on your needs

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

*Transaction limits may apply, see https://www.lendingclub.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions

Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

What’s New

Version 400000000.268

We're excited to bring you the latest update with a focus on improving your experience. We've primarily concentrated on squashing bugs and enhancing performance, there’s plenty more on the horizon to look forward to. Here’s what’s new in this version:

​We're thrilled to announce that Credit Profile is now DebtIQ! It's got a new name but is still full of the same great features you know and love. ​

We designed DebtIQ to help our members get smarter about monitoring and managing credit card debt. Look out for new DebtIQ features and improvements coming very soon.

Exciting Updates on the Way: Our team is hard at work on new features and updates to help you manage your finances better. Stay tuned for exciting additions in the near future!

Ratings and Reviews

4.3 out of 5
2.5K Ratings

2.5K Ratings

JustinElliott ,

Great service and benefits

I’m really happy we moved to Radius Bank. They are an online-first bank with one branch (not near me), but serve their customers like a local hometown bank. We moved from mega bank Wells Fargo and have even better access to our money. Radius has a huge network of ATMs (including ATMs that can deposit cash). Not only that, if you go to an out of network ATM they will reimburse you the ATM fee without limit currently. Our joint rewards checking account earns us 1% cash back which is a huge incentive to stay away from debt with reward credit cards. Not only that but we have a great rate on our high yield savings account. The app can deposit checks too. The one area of opportunity is better transaction descriptions and classifications. Other than that, I see no reason to leave Radius Bank and have already recommended them to my colleagues at work.

Floof Toob ,

There’s something seriously wrong with this bank

I submitted the required paperwork to add my husband to my account so that we can deposit checks that are made out to both of us, but two months have passed and they haven’t added him. No one can help us. When you call customer service, they tell you they’ll escalate the case. Well, that doesn’t do anything. The case has been escalated numerous times. This should be a quick fix!!! Lending Club, just freaking DO IT. All you need to do is your job. Hire something to take care of this!! We’re missing out on interest on like $3000 because I can’t deposit these checks!! Also, they don’t give you any other way to deposit checks that are made out to both you and your husband — he can’t sign it over to me. Also, they won’t let you deposit money orders except to mail them in. I’m sorry but I’d NEVER trust this bank with a mailed-in money order. Who knows when or if they’ll deposit it? I think this bank might be going under. I don’t know. I really need them to do their job. I really don’t know what to do at this point. Now I’m finding out that they also won’t close your account!!! It goes to the same place where no one works as adding your husband’s name to an account goes, which means it will never get done. Extremely worrying. Don’t go with this bank. Not reliable, not trustworthy.

Cootersox ,

Great APY, meh app

I had a checking account with Aspiration Bank and loved it. They had a great app and I never had a problem with it or the bank. Aspiration used Radius Bank for their bank routing services and when the two companies parted ways my account was retained by Radius bank as part of their contract with Aspiration to keep the highest amount accounts. They increased the APY on my checking account a little bit so that was nice but their mobile app was complete garbage and barely usable. After a few months they updated their app with a refreshed UI. Their new (current) app is just okay. I have Face ID enabled on the app and every few weeks the app logs me out of my account and I have to enter my password and re-enable Face ID. The UI for the app is basic and not all that nice to use. It’s not bad but it’s not good either. The color scheme of the app is light green, dark green, black, white, and gray. It looks dingy and does not flow together. Also if you deposit a check on Friday don’t expect to get that money in your account until Monday or Tuesday as they don’t seem to process check on the weekends. Overall my banking experience has just been okay. The only thing keeping me with them is the high APY on my checking account. If they made a pleasant to look at and use app I’d be much happier.

App Privacy

The developer, Lendingclub Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Browsing History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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