Line: Instant Cash Advance App 4+

Borrow Money, Loan,File taxes

Line Financial, Pbc

Designed for iPhone

    • Free

iPhone Screenshots


Need Cash Instantly? Line has you covered between $20-$1,000 in instant cash advances! There's no credit check, no interest, no income restrictions, no tips and no due date!

Borrow money when it matters so that you can live life uninterrupted. Plans start at $2.47/month.

Line app is available only in the US and is developed by Line Financial - A Public Benefit Corporation based in the US.

Line is not a loan, it does not impact your FICO score, and no interest is charged for it. It is an emergency line of funds available as a benefit to members who qualify and maintain an active paid subscription on the Line app while adhering to Line's community guidelines that include refilling your line per your plan to ensure you always have funds available for an emergency.

# Benefits of using Line

* $20-$1000 cash Instantly - Users qualify for anything between $20, $30, $40 up to $1,000 and can access these funds instantly, withdraw them into their Bank Account, Debit Card, or a Gift Card of their choice.

* Federal & StateTax Filing for Free - Users can file individual income tax returns with Line, for both Federal & State for free. You can file your taxes easily and hassle-free and for any filing status (single or joint), across all 50 states in the US and across all types of tax forms (W-2 or any kind of 1099 and more). You need not subscribe to any plan for availing tax filing service. You can file returns for FREE.

* Unlock higher amounts - Unlimited unlocking of higher amounts if you maintain an active subscription, refill your line on time, & achieve recommended personal finance milestones.

* Gift Cards, Visa, & MasterCard Prepaid Cards - Users can instantly receive their line on a Gift Card of their choice or Visa and MasterCard Prepaid Cards and use it at thousands of retailers.

* Up to 20% Cash Back - Individuals can link their credit or debit cards to line and win up to 20% Cash Back on transactions that they already do at local groceries, retailers, restaurants, and more

* $1M Insurance - All plans include Credit Monitoring, Credit Alerts, Dark Web Monitoring, Identity Theft Protection, & restoration services, $1M Identity Theft Insurance, & more

* Credit Monitoring - Taking an Auto Loan, applying for a new credit card? Use Line's What...if? feature to see how it could impact you before you take those steps.

#How to sign up for a Line account

# 3 steps that take less than 3 minutes to sign up for a Line Account

* Apply with email - Get started on the Line App or Website with just your email address or phone number. Start the application process that requires entering your date of birth, name, SSN, address and reviewing your income and bills,etc.

* Review - Review your application result to see if you qualify and choose the plans available to you

* Subscribe - If you qualify and like the plans available, choose the plan, link your debit card to pay for it upfront (must have sufficient balance to pay the subscription), & start accessing your line on the app.

# Refilling your Line

Pay your subscription on time and refill your Line account per your plan. Once you refill your Line, you become eligible to access more Line again.You may become eligible to unlock higher amounts as you refill on time consistently.

# Privacy, Security, and 24/7 support services

Line comes with bank-level security, data privacy, & 24/7 dedicated support:

* Line comes with dedicated 24/7 customer support on the app, via phone at +1 (323) 641-4224, via email at, and on our website.

* Bank-level security protects your sensitive personal information and prevents unauthorized use.

* Your personally identifiable data is never stored with us.

If you’ve been rejected by apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower, or Earnin, or cannot qualify for a cash advance because you're between jobs, Line is here to support you.

What’s New

Version 2.6.26

Crash fix

Ratings and Reviews

4.5 out of 5
16.6K Ratings

16.6K Ratings

team CourtNate and Anna Banana ,

This app has pulled me out of so many binds!

I appreciate this app because there are moments where my account will be drained dry by all of the expenses piling up. One of the biggest expenses we had involved the fact that my mom was dying and I had to spend money to get her to and from dialysis, had to purchase food, had to keep our utilities paid, and anything else that might pop up. There was a time where I planned to budget in a new pair of shoes for my daughter (she’s 5 and growing like a weed) only to look at my bank account and see that there was nothing there. But thanks to line, I was able to withdraw about $40 and order some new shoes for my kid! There was another time where my husband wanted to come home and just relax after a long night of working and he had forgotten to grab food on the way home. We had already used money to pay for gas to fill up the car, and the only thing he thought to pick up was cleaning supplies and sponge bath supplies for my mom. We weren’t at a point of an overdraft, but we only had $15 left in our account and wanted food. Once again, line had saved the day because I was able to withdraw enough to order some food for us and nobody had to go back out! This app really truly just makes sense when you’re in a bind.

Developer Response ,

Dear Anna, Thank you for your lovely review! We are happy that you are enjoying our app and services. We were able to help you when you are in a need of funds. You made our day! We would appreciate it if you could spread the good word amongst your friends. Please look out for exciting new features that we will be introducing in our upcoming app updates. Thank you.

Katie545 ,


My history with using line has been nothing short of wonderful. When in a pinch, you can withdraw from your line account and even have the chance to get the funds on a gift card. How convenient is that? I have to say though. The most important thing to myself in using the app was when I needed the extra funds for my family and I. My family had been through a difficult time this last month with the recent passing of my mom. My mom was my world and often she would like to go out for breakfast to her favorite diner. I did not have the heart to tell her that I did not get paid that week and could not come to take her out. So I looked up how to borrow money when in a pinch. Line does not conduct any major credit pulls and is great for borrowing responsibly. I would not take the time to write this review because I had a real rough time sharing my personal story. But I wanted to share my journey and let you all know how line can help you enjoy themost meaningful things in life! Don’t let payday or low funds stop you! Thanks Line for lending me a hand especially when my family and I needed it the most.

Developer Response ,

Dear User, Thank you for your feedback! We are happy that you are enjoying our app and service. Please look out for exciting new features that we will be introducing in our upcoming app updates. So glad that you loved our app! You made our day! We would appreciate it if you could spread the good word amongst your friends.

Xauce ,

Wait, wait and more wait.

After I signed up in February submitting all my required information and proof of income. I’m told I have to wait until my second direct deposit hits to meet the required income amount. So it hits and I’m at the required amount, then I’m told my account still needs to be reviewed. Just yesterday, after now 4 payrolls I get that I’m qualified for a whopping $40. When I try to collect it I have to add my debit card to the “primary card”. I reach out to try and change the account (I have two linked) because that is the correct account and my card is linked. I knew the issue long before. I reached out all day about this and lady told me I needed to delete one of accounts to make the other one my primary. Oh but when I do that it will change my qualifications and I might need to start over. I literally took the time to do all these useless steps for them to put me back at square one, and no response from anyone since then. You guys are really useless with all the waiting around. The point is to be fast because it’s money that is needed. I was told by a staff member that they are smaller company and are not funded like other apps. This is why it takes so long, so if one qualifies and you choose not to assist after then seems like you’re picking and choosing who you will assist. Pretty sure that’s not legal.

Oh yeah the app kept freezing and k was told I’m using an older version but when I came so update it was the most recent version.

Developer Response ,

Dear User, Sorry for the trouble you are experiencing with our app. we're sorry to hear that and we would love to take a look at the issue. Please upgrade the app to latest version 2.4.13. And yes if you change your primary bank account where you get your income the qualification will change. Please reach out to our customer support team at

App Privacy

The developer, Line Financial, Pbc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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