Mesa is making homeownership more affordable and rewarding by giving homeowners value back for every dollar they spend on their home
Download the free Mesa App to unlock access to the first ever homeowners membership platform.
With The Mesa Homeowners Card, earn 1X Mesa Points per $1 on your monthly mortgage payments* as well as accelerated points on everyday and home-related purchases. Plus, get access to exclusive cardmember benefits.1 Apply today.
Earn 1X Mesa Points per $1 on the principal amount of your loan when you take out a new mortgage or refinance with Mesa Mortgage2. With a simple and transparent process, expert guidance from your dedicated Mesa Loan Expert, we take the stress out of home financing.
Available in select states and expanding.
Mesa Points can be redeemed directly in the app for gift cards, travel and more!
___
*Up to 100,000 Mesa Points annually. Subject to spending $1,000 in purchases on your card in the same statement period as your mortgage payment.
1.Terms & Conditions apply.
Subject to credit check and availability.
Mesa is a technology company not a bank. The Mesa Homeowners Visa® Signature Preferred Credit Card is powered by Highnote and issued by Celtic Bank, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.
2. Rewards Terms and conditions apply. The rewards program is not owned or operated by Mesa Mortgage, but is owned and operated by an affiliate, Mesa Technologies, Inc.. Point rewards are subject to terms and conditions, and not all borrowers will qualify. Points may be awarded after closing. Redemption values vary depending on reward type. See full Mesa Mortgage terms. Not a commitment to lend. All loans are subject to an application and credit approval.
Mesa Mortgage NMLS # 2685861
For complete licensing information visit our Disclosure and Licensing Page. Disclosures vary by state. For information regarding your state please check here. Mesa Mortgage is not available in all states. Not a commitment to lend. All loans are subject to an application and credit approval.
Equal Housing Statement Mesa Mortgage complies with Equal Housing Opportunity laws and regulations in compliance with the Fair Housing Act. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Mesa Mortgage is not a credit card issuer, nor does it operate the rewards program.
Note: Not all clients of Mesa Mortgage will qualify for the Mesa Homeowners Credit Card or the Rewards Program.
This is a card that I think is a no brainer card for every home owner. Not sure why in the world this card did not get a 5 star rating from everyone. People who are giving negative rating are the ones who probably did not understood the full earnings potential. There is no other card in the market which gives 3X on day care, Insurance payments, Utilities like water bill, electricity bill, home gas bill and MOST IMPORTANTLY PROPERTY TAX bills. And more over the travel redemption from MESA travel portal is 1.25 cents per point just like chase sapphire preferred card. And it has partner ship with Accor Hotels which has pretty big network in Europe and Asia and each Accor point is worth 2 euro cents and let me clarify you that Euro is expensive than USD.I can keep talking about this over and over but let me tell you if you are a homeowner and you don’t have this card. You are leaving free money on the table. As simple as that.As a side note many say BILT is also planning to give points for mortgage. But BILT doesn’t have the earnings categories that MESA has like all the categories that I mentioned above.
Great card with great benefits. Now working really well.
Surbhi
Love the card offering points on the biggest spend category- mortgage.Yes, initially there were few issues that card wasn’t getting declined at a particular merchant. But mesa worked really well and troubleshoot the issue and it was resolved fairly quickly. There were few bugs in the app, but the fairly regular updates took care of those as well and I love to see feature adds frequently. Really impressed by how well they take feedback and so far the turn around time for everything is very very good. Love the addition to reporting in last couple of releases. Looking forward to more features as you add.A note to all those one star reviews, I will really suggest, please take a look again as they have addressed most of the issues mentioned here.
Good card, getting better
Convoyager14
Got this card a few months ago when their benefits were pretty scarce, but they since then beefed up a lot of their offerings. Been able to unlock some good value from this card and looking forward to seeing what other rewards they will give
The customer service….
Really hard to leave a review
I’ve applied for this card twice, but I’ve been denied because Celtic Bank can’t verify my identity even after I submit all the required paperwork. I’ve reached out to customer service about four times on this issue. Every time, I received a copy-and-paste response informing me that I’ll get an email explaining why I was denied, even though I already acknowledged it and what it said. I was also told to apply again in 30 days, even though right now there’s a waitlist to apply. I even requested the bank info so I could get a better understanding of the error, and those parts get completely ignored.
Mesa is committed to continuously improving the app experience for homeowners, here's what Mesa Members can expect in this update: Bug fixes and improvements
Version 1.96.0
The developer, Mesa Technologies Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
