Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more.

• View all account balances in one spot, including Linked Accounts from other financial institutions.
• Pay bills electronically.
• Lock or unlock your lost or misplaced debit card.
• Redeem Debit Card Rewards points.
• Get paid up to 2 days early with Free Early Paycheck (must have direct deposit)
• Transfer money between your MIDFLORIDA accounts or to/from accounts you own elsewhere.
• Send money to family and friends using Pay-a-Person.
• Set up account alerts to be notified of deposits, withdrawals and debit card purchases.
• View statements and other documents.
• Automate savings with Smart Save, a debit card round-up feature.
• Control where and how your debit card is used by merchant type, transaction type or spending limits.
• Open additional accounts or loans.

To use the MIDFLORIDA Mobile App, you must be a member of MIDFLORIDA and enrolled in our Free Online Banking platform. To register for Free Online Banking, visit or your nearest MIDFLORIDA branch.
MIDFLORIDA protects your financial information from unauthorized users with:
• Optional 2-Step Authentication
• Advanced encryption technology
• One-time passcodes

Insured by NCUA

What’s New

Version 3.0.0

We have completely redesigned our MIDFLORIDA mobile app with you in mind. Some of the improvements you will find are:
• Enhanced home page with card-style list of account balances
• Slide-out menus for quicker access to the most used tools
• Access to eStatements and tax forms
• Option to add external accounts for an overall financial summary
• Visual color indicators when a loan is close to the payment due date
• Quick access to account-specific functionality on each account card

Ratings and Reviews

2.4 out of 5
304 Ratings

304 Ratings

Kls.729 ,

Not Appealing to Customers...At All

My husband and I have been banking with Midflorida for quite sometime now. When we first downloaded this app, right away we noticed the lack of quality and innovation compared to other banking apps. My biggest disappointment came just a couple of days ago when I got my new iPhone XS Max...I cannot believe Midflorida did not invest in making their banking app compatible to newer cellphone versions!!! The app remained the same size on screen display. My husband who is not a developer and is self taught on how to create applications has his own app and even his app has way more quality than this one AND it shows on full screen on this new iPhone! C’mon!!!! 🤦🏻‍♀️

Rwalman ,

Unreliable & Faulty

Bug fixes and their updates always mean that I won’t be able to login to the application for some time, meaning that something on their backend is poorly configured (likely an API.) Coming from a cyber security perspective, it doesn’t bode well for the security of our banking data that part of just the infrastructure is so faulty.

I love the bank itself, they’re reliable and have resolved fraudulent activity expediently and wholly in the past. I am disappointed that the application’s UI hasn’t been changed in over five years and that I personally have yet to get Touch ID to work for the app. Touch ID works with everything else I have it set up for, and if I was still working for Apple I’d be annoyed at the possibility of having to explain that it’s bad app development rather than a problem with the iPhone.

Jim Jim Kim Kim ,

It just needs work

It’s good to be able to check my account history and be able to see all the transactions that I’ve done. The issue comes to it being so old looking and fairly slow. It takes a while to load things and the interface itself is not the easiest to use. I wish that they would fix the slow issues and give this app a redesign and make it look new and modern. I understand for a small bank since it’s only in Florida it may not be at the highest priority to update an app, but MidFlorida is growing and they need to be up to date with the times. If they can resolve the issues then it will be a better app

App Privacy

The developer, MIDFLORIDA Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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