MidWestOne mobile banking provides a simply better way to manage your money, transfer funds, pay bills and more! Enjoy 24/7 access to your accounts anywhere you go, securely from your tablet or mobile device.

Features Include:
• View real-time account balances and account activity
• See instant balances
• Deposit checks with Mobile Deposit
• Pay bills and individuals with Zelle® person-to-person payment service
• Find branch and ATM locations
• Lock/Unlock your Debit Card
• Link external deposit accounts and schedule secure fund transfers
• Set goals and track spending using personal financial tool
• Live chat with MidWestOne service center 
-- Weekdays: 7:30 am to 6:00 pm CT
-- Saturday: 9:00 am to 1:00 pm CT
• And More!

To use the MidWestOne mobile banking app, your mobile device must have an operating system that supports application downloads and may require a data service plan. Your mobile carrier’s messaging and data rates may apply.

If you have any questions or need help, contact the MidWestOne service center at 800-247-4418.

What’s New

Version 20.3.0

Minor bug fixes

Ratings and Reviews

4.5 out of 5
4.2K Ratings

4.2K Ratings

Dima Ben ,

The best bank in the world

I moved from Iowa almost 2 years and I still kept Midwest one as my bank. They are amazing nice and kind. Adam from the Fairfield branch is amazing. He is always friendly and helpful and always remembers you by name. I called recently for help he remembered me after not being at the branch for over a year and was so kind and above and beyond. Midwest one YOU are the one!

Jeedin ,

Slow and unresponsive

God help the non-IT savvy user who is used to the old app, and as such expects a immediate response when things are clicked. They’re not going to wait the 1-2 seconds it takes for basically every piece of the interface to respond and will simply assume they misclicked, trying again and again by jamming through a bunch of click requests like a 90s college student trying to print their term paper in an underfunded computer lab.

Oh and this is made infinitely worse because some buttons only hilight on the first click and actually DO require a second click to activate, this perpetuating and incentivizing the previous issue.

Please, please fix this.

Too*Bad** ,

Poor App (Horrible update)

Update: MidWestOne no longer works if you are using a VPN for privacy. I will have to cancel my accounts with them and very upset.
I had to tap my screen 15 times before it finally took a photo for deposit. I honestly was going to give up.
Face ID no longer works. Now I have to enter my password, which I was forced to change to something I now have to look up where I wrote it down. New password had to be 10 characters, had to be some of these but can’t be this. Frustrating.
Such a poor update that this might force me to change institutions since 100% banking is online now.

App Privacy

The developer, MidWestOne Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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