Milli: Mobile Banking 4+

Where spending meets saving


    • 3.2 • 375 Ratings
    • Free

iPhone Screenshots


Earn 4.75% Annual Percentage Yield* with Milli's Savings Account and Jars - no fees or minimums. Accurate as of 02/29/24. To learn more visit:

Say hello to Milli - A mobile bank on a mission to help you spend smarter today and save more for tomorrow.

Milli is built to help you create better spending habits while you grow your savings. You work hard for your money, so we believe your money should work hard for you. That’s why we offer tools that allow you to analyze your spending in real time with our Milli Visa® Debit Card, while also offering a highly competitive annual percentage yield on your Savings account and Jars.

When you join Milli, you'll unlock access to our competitive interest rate applied to both your high yield Savings account and Jars. Track your accrued interest any day, any time on your Milli dashboard, so you’ll always be able to see the progress you’re making towards your savings goals.

Banking shouldn’t cost you a thing. That’s why there’s no fees and no minimums with your Milli account, keeping your money as your money.

Milli’s Jars are a personalized savings experience, built by you. Create up to 5 customized digital Jars with Milli, upgrading how you save for upcoming purchases. Plus, you’ll earn our competitive savings rate on the balance in all of your Jars. Financial goals aren’t one size fits all, so your savings account shouldn’t be either.

Real-time spend tracking lets you easily track your spending by category, retailer, or dollar amount. With the Milli Visa Debit Card, you’ll know where every dollar goes, so you can make the most of every dollar left.

As a Member FDIC Bank, your deposits are insured up to $250,000, safeguarding your savings and giving you peace of mind.

Challenge accepted! Get the most out of every penny and create better habits with our auto-save rules.

With Set and Forget, Milli will automatically move money into your savings. When you swipe the Milli Visa Debit Card and use Spending Round-Ups, Milli will round up the purchase price to the nearest dollar and add that extra amount to savings.

Milli is part of the Allpoint® ATM Network, providing access to 55,000 surcharge-free ATMs worldwide.

Spend Smarter Today, Save More for Tomorrow.

*Milli Savings Account and Jars Annual Percentage Yield is subject to change. Rates may also change after the account is opened. See the disclosures for additional information and limitations.

Copyright © 2024 First National Bank of Omaha. All rights reserved. Milli is a division of First National Bank of Omaha. 1620 Dodge Street, Omaha, Nebraska, 68197.

What’s New

Version 1.19.2

This release includes bug fixes to improve the customer experience.

Ratings and Reviews

3.2 out of 5
375 Ratings

375 Ratings

realmenloveR&B ,

Good but Could Use Better Access

I've been using Milli for a few months now and have not experienced others' problems with the application or account access. I successfully removed $1k from my account without problem and hope that larger withdrawals are also uneventful. I appreciate the interest rates and mobile interface, but the time to complete transfers initiated from the app are excessively long (10 business days) and there is currently no way to track account balances through 3rd party platforms (e.g., Mint). The former problem can be worked around by initiating all transfers from your external bank if the about can be found, which I initially could not through Bank of America. It would be great to be able to track the accounts on another platform and I really hope that feature is made available soon.

Developer Response ,

We appreciate you taking the time to share your feedback. We understand the temporary transfer hold timeframe has been a cause for inconvenience, and for that we apologize. We rely on reviews like this to improve our customer experience and value your feedback, thank you.

Gambler rambler ,

Made an account, couldn’t login ever

The app always have technical issues. I am a new user. I signed up with Milli Bank because of their 5.25% APY for high yield savings account. I was able to sign up but was never able to log in. I contacted their customer support team and they said a tech support will reach out to be in 3-5 business days. That was Sept. 4, 2023. Today is Sept. 18, 2023. I still haven’t heard back and I followed up 3x within the past 2 weeks. Nothing at all. Everytime I open the app the technical difficulty screen is still popping up. I’ve deleted the app and reinstalled it multiple times. Fortunately, I was able to find another bank that is offering even more APY, so I’m no longer waiting for Milli Bank to get back to me. But that was a part of my experience with Milli Bank.

I’m giving them a two star instead of one because their customer support team was very responsive and patient with answering all my questions before the technical difficulty thing happened with their app. I’ve never heard of Milli Bank so I had a lot of questions, and their customer service made me feel that they will be there for their customers whenever needed. They’ve built trust. But…

Pjt3 ,

What good is an interest rate if they don’t give it to you?

Horrible experience so far with this company!!!! They will hold your money and not pay interest on it!! Over a week now and they “claim” they don’t have it when it’s already debited from the account I transferred it from!! They finally said I would have it in my account today but when I looked it still isn’t. It’s already passed their hold time but no change. I talked to multiple people including Sara who is supposed to be a manager. But she then lied to me about them not having my money, claimed was getting interest on it when I wasn't, refused to clear it when I have 100x the amount I transferred already in my acct, then said she was trying to help!!! WOW this lady needs to be fired When I said ok then credit my account with the interest that I was suppose to get, she refused!! Last week they then flagged my acct as fraudulent and refused to allow any activity (wouldn’t even let me withdraw my money. They wouldn’t say why they flagged my account, how long it would take to resolve, and they even locked me out of it so I couldn’t log in. CRAZY COMPANY and rotten to the core! I’m out of here!

App Privacy

The developer, FNNI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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