MoneyLion: Go-to Money App 4+

Advance & Credit Builder Loans


    • Free



MoneyLion - the only money app you need. Welcome to a finance app that provides tools to help you live your best money life. Use MoneyLion as your mobile banking app, credit builder, finance tracker, and more. We simplify all aspects of personal finance so you can maximize the power of your wallet from anywhere.

Ready to make awesome decisions with your money? Access Credit Builder loans, personal loan offers, investing, financial tracking, and more to help you achieve your goals. Get paid up to 2 days early² with RoarMoney℠. Use Instacash℠, our cash advance tool, to get cash when you need it most. Learn how to money with hacks and tips on the Discover feed.

Every Time You Money™. We've got your back. Earn rewards on everyday spending and unlock up to $1,000 in 0% APR cash advances with a qualifying recurring direct deposit to RoarMoney℠. Get a contactless MoneyLion Debit Mastercard® and a RoarMoney℠ virtual card automatically when you fund your account, so you can do more with your finances.

Manage money easily with MoneyLion. Access resources that help you reach your personal finance goals and track spending. Invest spare change, help build credit, or get access to partner loan offers. Our finance app is ready to cover all your money needs.

Download MoneyLion to take control of your finances today.

Mobile banking that gives you more
- Get your paycheck up to 2 days early with RoarMoney℠ direct deposit²
- Earn rewards up to $500 per qualifying purchase by shaking your phone with Shake 'N' Bank⁴
- Get cash easily with no fee at over 55,000 Allpoint ATMs⁵

Get extra cash when you need it with Instacash℠ cash advance
- Nab up to $500 in 0% APR cash advances
- No credit check, monthly fee, or interest
- Access up to $1,000¹ with a qualifying recurring direct deposit into a RoarMoney™ account

Learn how to money on the Discover feed
- Make smart money decisions - from tips on how to start a side hustle, to asking for a raise
- Get money hacks and tips from influential voices
- View the latest trending posts, or access curated playlists to learn something new

Financial offers just for you on the MoneyLion Marketplace
- Compare personal loan rates and get matched with offers
- Shop for auto insurance, life insurance, loan refinancing, credit cards, and more
- Use our finance calculator to plan for your future, from mortgages to retirement plans

Credit Builder Plus Loan
- Get a loan while you save and build credit - with no hard credit check
- Credit Builder Plus members get access to a loan of up to $1,000
- Get personalized credit report insights and view your credit score

Invest your money, your way
- Use Round Ups³ to invest change with eligible credit or debit card purchases
- Whether you are a first-time investor or full-fledged financier, we got you covered
- Access personalized, fully managed portfolios and auto investing

1 Increased Instacash℠ limit with Safety Net requires recurring direct deposit into RoarMoney℠ account. Instacash℠ is an optional service offered by MoneyLion. Your available Instacash℠ Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and for additional terms, conditions and eligibility requirements.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

What’s New

Version 7.76.0

This. Is. Exciting. The MoneyLion app has now been updated with our newer, cleaner brand to go along with some exciting new functionality and informative content.

First, we’re featuring an all new app experience, with a fresh, minimal design so you can find what you’re looking for faster.

We’ve also continued to add to our Discover section, which is filled with trending content from influential voices in culture and finance. These are curated and created just for you.

The best part? Discover has also recently been updated to include Playlists, so you can pick up helpful money tips on any number topics relevant to you and your money.

Lastly, we’ve fixed some bugs as well, so your experience continues to be a smooth one.

MoneyLion – Every Time You Money™.

Ratings and Reviews

4.7 out of 5
101.9K Ratings

101.9K Ratings

Vladislav Verbitschi ,

#1 Choice for America’a Most User Friendly Banking App!!!

This app will turn your average college dropout to a Financial Mogul with the heart of a L.I.O.N. This app literally surpasses CHIME and VARO and blows them out of the water… This app acts as a bank/broker/investor all in one!!!
Short on gas?? Need a few extra dollars for your date to the movies??? You are in luck…🤑🤑 MONEYLION offers variety of banking options including-(InstaCash) the option to borrow money from the bank when short on cash… In addition the app has a great investment program both with Crypto and STOCK market 📈 📉💹!!! Also don’t forget the apps CREDIT builder program, MONEYLION gives each user $1000 credit who decided to link and set up a direct deposit through the bank… This app all in all, acts as not only your bank but essentially as a financial advisor, giving knowledgeable articles to read everyday about how to be a financial pillar in your community, and different ways to help generate income… it even goes as far as offering you a financial heart beat ❤️❤️.. This heart beat goes up on a 10 point based rating system fluctuating depending on the legitimacy and thoughtfulness of your financial actions. If you are trying to build your credit or want too learn more about what America is “built on” then this is for you!!!
All in all, thanks to MONEYLION and the app’s guidance I have literally been able too enter the stairway to financial freedom 💸 🙏👌!!

Developer Response ,

Hi Vladislav,

Wow, we were blown away by your positive words. We’re very grateful for customers like you and hope you stick with us for years to come! 🦁

alesha0629 ,

Waste of time

I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!

Mleopard77 ,

Great app

I love this app, I love that the round ups are invested at a 1.00 most apps make it minimum 5.00 the point is to invest your change if you buy a coffee for a 1.50 you want the .50 cents invested not hold it until
5 bucks that is a noticeable withdrawal. Soon you can split the round up between investment and crypto. The atm fees can be high with both the atm and app charging you. Great Cashback and reward choices it adds up quickly. Direct deposit comes earlier than my regular bank. My only complaint is that I have both my paychecks directly deposited to the site and I love that instacash boost and credit builder coming out automatically, but I've tried to use payday advance app and even have applied for a loan and both would not accept moneylion as a bank so I did it get approved solely for that reason. So basically if I need to take a true loan I'll have to have my checks directly deposited elsewhere and it'll take weeks for that to happen and for the companies to see that the checks have been coming frequently to that account. I hope sooner than later places recognize them as a financial institution and not just a finance app because it's basically like showing no income. Those few negatives do not hinder the app at all the credit bulder, instacash, and investments are worth it on their own.

Developer Response ,

Thanks for leaving us a rawr some review, we take pride in responses like yours! Your membership in our Pride means the world to us! Thanks for being the best part of MoneyLion! #HereWeRoar

App Privacy

The developer, MoneyLion, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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