Discover banking that gives you more! Get your paycheck (or any eligible check) up to two days early* with a RoarMoney℠ account, plus 55,000 no-fee ATMs^, no minimum balance, cashback rewards, virtual and contactless debit cards, Mastercard® Price Protection•, FDIC protection, and more.
You’ll also find 0% APR Instacash advances up to $250 and credit builder loans up to $1,000 with no credit check, credit tracking, managed and auto investing with no minimums, and financial tracking tools.
That’s just some of what our 6 million members love! The industry likes us too:
“Top 50 Most Innovative Fintech Companies In 2020” — Forbes (2/2/20)
“2019 Best Digital Bank” — Finovate (9/24/19)
“MoneyLion provides an all-in-one platform for anything finance related.” — TechCrunch (1/4/18)
Download our free app and start getting more from your money today!
RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank®, N.A., Member FDIC. RoarMoney is a service mark of MoneyLion, which offers and provides services for the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International.
Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For information and disclaimers, see moneylion.com/adv. Accounts subject to administrative fee of $1/mo (effective September 2020).
Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. Loans have an APR ranging from 5.99% to 29.99% and are made by subsidiaries of MoneyLion Inc. Lender may require a portion of the loan proceeds to be deposited into a secured reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. Funds in this account will be placed into money market or cash sweep vehicles and will not be accessible until you pay off your loan and membership payments are current. Loan default may result in account liquidation to satisfy your debt. May not be available in all states.
The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion. Current available amount will be displayed in the MoneyLion App. See Membership Agreement and help.moneylion.com for terms and eligibility rules.
For rewards terms, see moneylion.com/terms-and-conditions.
* With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
^ MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply outside this network.
• Should you find a lower price for an eligible new item within 90 days from the date of purchase using your MoneyLion Debit Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only.
□ Based on data from 29,000 Credit Builder Plus members with an active loan between 8/7/19 and 4/21/20. Credit improvement not guaranteed. Credit scores independently determined by credit bureaus. MoneyLion is not a Credit Services Organization.
° RoarMoney has a $1/mo administrative fee. Other fees may apply. See www.moneylion.com/pdf/Fee-Schedule.pdf.
We've upgraded our rewards program so you can earn points at top online brands and redeem them for cash deposits in your investment account! We've removed the old in-store offers and gift card redemptions. Visit the Rewards tab to start earning.
Ratings and ReviewsSee All
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
Developer Response ,
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Super excited thus far...
I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!
So I’ve been a member for a full 30 days now. I was very skeptical at first, I wanted to cancel after my first payment because I read some negative reviews. But, thinking about the situation a little longer I realized all the negative reviews have one thing in common, and that’s because these people didn’t read the documents or what they were signing up for. So I left it at that! Now if you don’t have the money monthly to pay both the membership fees and the loan. Then I wouldn’t suggest this app, cause you need to spend money to make money, if you have no money then you can’t make any. Anyways, you pay a membership fee of $33 and some change every two weeks. $50 of that goes into your investment account. That is STILL your money! It’s just in a savings account for you basically. ML couldn’t verify my bank account so I was in something called the LOANLocked group. I had to make sure to pay my membership ON TIME, auto-drafted from my bank account. 30 days later with no questions asked I was approved without running my credit for the $500 loan. I don’t have this app just for the loan. I have it to build my credit, and the ongoing investment. I would recommend this app to my close family and friends because I trust it. AGAIN READ what you’re signing up for. ☺️☺️☺️☺️
With Family Sharing set up, up to six family members can use this app.