Join our 5 million members and get America’s most powerful financial membership today:
• Zero-fee checking account
• Managed investment account
• 0% APR cash advances
• 5.99% APR credit-builder loans
• Cashback rewards
• Personal loans up to $50,000
• Credit score monitoring
• Personalized financial advice
“MoneyLion brings traditional banking ever closer to obsolescence.” - TechCrunch
2018 Celent Model Bank Award for Financial Wellness
“I've been with Moneylion since Feb 2018...I've received $25 Walmart Gift card, my credit score went up 40 points thus far, and plenty of points. It's definitely working in my favor. MoneyLion, thanks for allowing us to get ahead...every little bit helps <3”
-- Stacey K.
“This app has significantly increased my credit. And barely makes a dent in your bank account paying it back. And it invests for you. Aaaanddd you get rewards. Best app!”
-- Brooklyn S.
HOW IT WORKS:
Download the MoneyLion app and enroll in MoneyLion Core at no cost! Receive your new black debit card in approximately 7 days.
Enjoy zero-fee checking
Fund your MoneyLion Checking account with an instant transfer, and then use it everywhere you go with no fear of hidden fees, overdraft fees, or minimum balance fees!
Unlock 0% APR cash advances
Add direct deposit of just $250 or more to your MoneyLion checking account to unlock instant 0% APR cash advances.
Invest when you’re ready
Transfer money -- any amount, any time -- to your MoneyLion Investment account, and we’ll invest it for you in a personalized portfolio to help it grow!
Level up to get 5.99% APR loans
Upgrade your membership to Credit Builder Plus to get anytime access to a 5.99% APR credit-builder loan and exclusive perks.
Get cashback on everyday spending
Browse offers for cashback rewards from thousands of merchants in the app, link your card, and start earning rewards when you shop!
MoneyLion Core or MoneyLion Credit Builder Plus (paid) membership required to participate in certain programs, services, cash advances, checking account and/or loans. See website or app for terms, conditions and details. MoneyLion investment account is managed by affiliated, SEC-registered investment adviser ML Wealth, LLC. It is not FDIC insured or bank-guaranteed, and is subject to risk of loss, including loss of principal. For important information and disclaimers relating to the investment account, please go to http://www.moneylion.com/adv. MoneyLion Checking Account provided by, and MoneyLion Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Identity and account verification required. Loans are offered through MoneyLion affiliates or through First Electronic Bank, Member FDIC. View full terms and conditions at www.moneylion.com/terms-and-conditions.
All loans in the USA with an APR of 5.99% are made by state-licensed subsidiaries. Loan terms range from 6 - 18 months with 0% origination fees. An example of total amount paid on a personal loan of $500 for a term of 12 months at an APR of 5.99% with 0% origination fees, would be equivalent to $515.07 over the 12 month life of the loan.
- Various performance improvements and updates under the hood
- Bugfixes across the board
Thanks for using MoneyLion!
Ratings and Reviews
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
Developer Response ,
We appreciate you taking to time to let us know your feedback. If any questions arise or assistance is needed, feel free to contact us at 1-888-704-6970, Or email us at firstname.lastname@example.org
Super excited thus far...
I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!
So I’ve been a member for a full 30 days now. I was very skeptical at first, I wanted to cancel after my first payment because I read some negative reviews. But, thinking about the situation a little longer I realized all the negative reviews have one thing in common, and that’s because these people didn’t read the documents or what they were signing up for. So I left it at that! Now if you don’t have the money monthly to pay both the membership fees and the loan. Then I wouldn’t suggest this app, cause you need to spend money to make money, if you have no money then you can’t make any. Anyways, you pay a membership fee of $33 and some change every two weeks. $50 of that goes into your investment account. That is STILL your money! It’s just in a savings account for you basically. ML couldn’t verify my bank account so I was in something called the LOANLocked group. I had to make sure to pay my membership ON TIME, auto-drafted from my bank account. 30 days later with no questions asked I was approved without running my credit for the $500 loan. I don’t have this app just for the loan. I have it to build my credit, and the ongoing investment. I would recommend this app to my close family and friends because I trust it. AGAIN READ what you’re signing up for. ☺️☺️☺️☺️
With Family Sharing set up, up to six family members can use this app.