MoneyLion is a financial technology company, not a bank. With MoneyLion, you get the tools you need to live your best money life. From mobile banking to credit-building, financial tracking, cash advances, and investing features, we simplify all aspects of personal finance so you can maximize the power of your wallet from anywhere.
Ready to make awesome decisions with your money? We made access to Credit Builder loans and cash advances simple to help you achieve your life goals. If you want banking that gives you more, sign up for RoarMoney℠ to get paid up to 2 days early,1 earn cash back on everyday spending, and unlock up to $1,000 in 0% APR cash advances with qualifying recurring direct deposits.2 Plus, you can get a contactless MoneyLion Debit Mastercard® with Price Protection3 and Zero Liability4 and a RoarMoney virtual card automatically when you fund your account. Our MoneyLion Debit Mastercard has no minimum balance fees and no ATM fees at over 55,000 ATMs nationwide!5
If you need help covering life’s fun and not-so-fun surprises, you can get up to $250 with Instacash℠. No credit checks and no interest – fast cash with no tricks or gimmicks? It’s really that simple.
Round Ups work simply to take the complication out of investing or buying cryptocurrency. For every qualifying purchase you make, the amount you pay gets rounded up to the nearest dollar and then put in your MoneyLion Crypto or Investment account. Now you can use your spare change to buy Bitcoin and investments without the hassle.
Get your hard-earned money to work for you with cash advances and financial tools made to fit your needs perfectly. Join MoneyLion to take control over your finances today.
RoarMoney - banking that gives you more
- Get your paycheck up to 2 days early with direct deposit.1
- Earn up to $500 every day just by shaking your phone with Shake 'N' Bank.
- Get up to a $250 refund if you find a lower price for an item within 90 days with Price Protection.3
- No minimum balance requirement and no fee at over 55,000 Allpoint ATMs.5
Instacash - get extra cash when you need it
- Nab up to $250 in 0% APR cash advances — no credit check, monthly fee, or interest.
- Access up to $1,000 with qualifying recurring direct deposits into a RoarMoney account.2
- Unlock up to $300 when you become a Credit Builder Plus member.
- Worry less about running low on money.
Round Ups - invest or buy crypto while you spend
- Put your spare change to work with an easy way to start investing or buying crypto.
- Automatically build a MoneyLion Crypto or Investment account with any eligible credit or debit card purchases.
- Start small and build with confidence.
- Get on a path to your financial goals without having to think about it.
Credit Builder Plus – save while you build credit
- Credit Builder Plus members get access to a Credit Builder loan up to $1,000.
- Monitor credit on a weekly basis.
- Earn up to $19.99 per month with Lion’s Share.
- Get personalized discounts with PerkSpot.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
Cryptocurrency services are powered by Zero Hash and are subject to separate terms and conditions. Cryptocurrency assets custodied by Zero Hash are not subject to FDIC or SIPC insurance.
MoneyLion has made some important updates to this version of the app.
We fixed bugs and added some content that you should really check out.
We have filled the app with informative videos to help you learn more about your finances.
We’ve got influencers like:
Michela Allocca helping you with your finance in her Best Friend Financial (BFF) series
Austin Hankwitz dropping financial gems in his Beyond the Wallet series
MoneyLion is here to help you learn how to improve your finances.
Ratings and Reviews
#1 Choice for America’a Most User Friendly Banking App!!!
This app will turn your average college dropout to a Financial Mogul with the heart of a L.I.O.N. This app literally surpasses CHIME and VARO and blows them out of the water… This app acts as a bank/broker/investor all in one!!!
Short on gas?? Need a few extra dollars for your date to the movies??? You are in luck…🤑🤑 MONEYLION offers variety of banking options including-(InstaCash) the option to borrow money from the bank when short on cash… In addition the app has a great investment program both with Crypto and STOCK market 📈 📉💹!!! Also don’t forget the apps CREDIT builder program, MONEYLION gives each user $1000 credit who decided to link and set up a direct deposit through the bank… This app all in all, acts as not only your bank but essentially as a financial advisor, giving knowledgeable articles to read everyday about how to be a financial pillar in your community, and different ways to help generate income… it even goes as far as offering you a financial heart beat ❤️❤️.. This heart beat goes up on a 10 point based rating system fluctuating depending on the legitimacy and thoughtfulness of your financial actions. If you are trying to build your credit or want too learn more about what America is “built on” then this is for you!!!
All in all, thanks to MONEYLION and the app’s guidance I have literally been able too enter the stairway to financial freedom 💸 🙏👌!!
Developer Response ,
Wow, we were blown away by your positive words. We’re very grateful for customers like you and hope you stick with us for years to come! 🦁
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
I love this app, I love that the round ups are invested at a 1.00 most apps make it minimum 5.00 the point is to invest your change if you buy a coffee for a 1.50 you want the .50 cents invested not hold it until
5 bucks that is a noticeable withdrawal. Soon you can split the round up between investment and crypto. The atm fees can be high with both the atm and app charging you. Great Cashback and reward choices it adds up quickly. Direct deposit comes earlier than my regular bank. My only complaint is that I have both my paychecks directly deposited to the site and I love that instacash boost and credit builder coming out automatically, but I've tried to use payday advance app and even have applied for a loan and both would not accept moneylion as a bank so I did it get approved solely for that reason. So basically if I need to take a true loan I'll have to have my checks directly deposited elsewhere and it'll take weeks for that to happen and for the companies to see that the checks have been coming frequently to that account. I hope sooner than later places recognize them as a financial institution and not just a finance app because it's basically like showing no income. Those few negatives do not hinder the app at all the credit bulder, instacash, and investments are worth it on their own.
Developer Response ,
Thanks for leaving us a rawr some review, we take pride in responses like yours! Your membership in our Pride means the world to us! Thanks for being the best part of MoneyLion! #HereWeRoar
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Search History
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- MoneyLion Inc
- 286.2 MB
- Requires iOS 12.0 or later.
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Age Rating
- This app may use your location even when it isn’t open, which can decrease battery life.
- © 2013 - 2022 MoneyLion Inc.