Discover banking that gives you more! Get your paycheck (or any eligible recurring check) up to 2 days early¹ and features like no minimum balance, fee-free withdrawals at 55,000 Allpoint ATMs, virtual and contactless debit cards, Mastercard® Price Protection², robust security and FDIC protection, rewards on daily spending, and more with our RoarMoney℠ account.
Plus you can get access to 0% APR Instacash cash advances up to $250 with no credit check, credit builder loans up to $1,000, managed and auto investing with no minimums, personalized financial tracking and tips, and other financial tools.
And that’s just some of what our 6 million members love about MoneyLion! The industry is fond of us too; here are just a few examples:
“Top 50 Most Innovative Fintech Companies In 2020” — Forbes
“2019 Best Digital Bank” — Finovate Awards
“MoneyLion provides an all-in-one platform for anything finance related.” — TechCrunch
“MoneyLion brings better lending to Americans who might be struggling financially.”— Cheddar
Download the free MoneyLion app and start getting more from your money today!
RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard issued by, MetaBank®, N.A., Member FDIC. RoarMoney is a service mark of MoneyLion, which offers and provides services for the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International.
Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers, see www.moneylion.com/adv. Accounts subject to $1 quarterly administrative fee.
Credit Builder Plus is an optional service offered by MoneyLion. Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. Loans have an APR ranging from 5.99% to 29.99% and are made by subsidiaries of MoneyLion Inc. Lender may require a portion of the loan proceeds to be deposited into a secured reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. Funds in this account will be placed into money market or cash sweep vehicles, and will not be accessible until you pay off your loan and membership payments are current. Loan default may result in account liquidation to satisfy your debt. May not be available in all states.
Instacash is an optional service offered by MoneyLion. The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion from time to time. Current available amount will be displayed in the MoneyLion App. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.
Rewards are an optional service offered by MoneyLion. Subject to terms and conditions, see moneylion.com/terms-and-conditions.
¹ Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
² Price Protection benefits are subject to terms, conditions and limitations. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only.
We skipped the bread making challenge and cooked up some delicious updates instead! We're starting to roll out our new RoarMoney account, with banking perks like early direct deposit of any eligible check and contactless pay! We also made it easier to qualify for Instacash advances if you're on employment. Bon appetit!
Ratings and ReviewsSee All
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
Developer Response ,
We appreciate you taking to time to let us know your feedback. If any questions arise or assistance is needed, feel free to contact us at 1-888-704-6970, Or email us at email@example.com
Super excited thus far...
I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!
Will not help credit run away!!!!
I got this app and account as it says if you log in each day you don’t have to pay for the services. I also got the $500 loan to help with increase my credit. This bank only works with a few of the major banks so only my one account that I used for online transactions would work. The major pain is they take 6-7 day’s to process a transaction. It takes 2-3 days before it is taken out of your bank and then some times another 5-7 days to show up on your account as having the loan payment made. I had it set up for automatic payment but even that took 5-7 days and would show that my payment was late due to the lag in the processing of the payment. I contacted there non existent customer service and was sent to there team and services page with zero help. So basically you pay $19 a month to have access to a $500 loan. The loan was easy but the issues with the account and no ability to make payments through bank accounts that do not link through there site such as a ACH or direct withdrawal you can not use checks or anything to make payments and they take so long to clear this app has now actually hurt my credit. 2 of the months they took longer due to the payment coming out over a weekend they had already reported the payment as late before they processed it. This is a scam please do you fall for this like I did. I have paid back the loan and plan to cancel my membership as soon as possible. Also they will not give you back your money in any way.
Developer Response ,
Hi there! I'm sorry to hear about your experience with MoneyLion. We'd like to learn more about your experience and contact you to help resolve your issue. Can you please respond to this message with the email address and phone number associated with your MoneyLion account and a senior member of our Escalation Team will be in contact with you within 24-48 hours.
With Family Sharing set up, up to six family members can use this app.