MoneyLion, the award-winning financial platform
Serving more than 8.7 million hard-working Americans1 with:
Crypto Prize Pool
Earn your share of up to $1 million in Bitcoin with a MoneyLion Crypto account powered by Zero Hash.2
Have the money you need for life's surprises, and unlock up to $1,000 0% APR cash advances with recurring direct deposit into RoarMoney.3
Get paid up to two days early, with recurring direct deposit into RoarMoney.4
Get up to $250 anytime. No interest. No monthly fee. No credit check.3
Invest in your future with fully managed portfolios and auto investing.
Automatically invest your spare change into your into your
The press seems to like us
"Top 50 Most Innovative Fintech Companies In 2020" — Forbes (2/2/20)
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank,® National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
Cryptocurrency transaction and custody services powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity LLC T&Cs and enable your Zero Hash account. Cryptocurrency balances not FDIC or SIPC insured.
Cryptocurrency assets in your Zero Hash account are not held at MoneyLion or MetaBank and they are not responsible for these assets. Neither MoneyLion, nor MetaBank, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.
1 Registered users as of 6/30/2021
2 Promo subject to T&Cs (https://docs.google.com/document/d/1uu2q-ajjlIPgraJMdYrzcwY2Br4P7eTH/edit?rtpof=true). In order to participate, you must have an active RoarMoneySM account. Promo is open from 9/16/2021 to 10/5/2021. Promo is not sponsored or endorsed by Metabank, National Association, Member FDIC. MoneyLion Crypto powered by ZeroHash. Promo not available to residents of New York and Hawaii.
3 Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and help.moneylion.com for additional terms, conditions, and eligibility requirements.For safety net, increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion.
4 Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
5 RoarMoney Accounts with an active Round Ups feature will round-up an eligible transaction to the nearest dollar. Once it accrues to $1 or more, it will be transferred to your MoneyLion Investment Account and invested into a portfolio of selected ETFs.
Investment advisory services provided by ML Wealth LLC. Investment Accounts are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important info and disclaimers about the MoneyLion Investment Account, see FAQs (https://moneylion.zendesk.com/hc/en-us/categories/360002069392-Managed-Investing) and FORM ADV (https://cdn.moneylion.com/plus/documents/form_adv_2021_03_29.pdf). Accounts are subject to an administrative fee of $1/month.
Crypto aficionados, listen up, 'cause this one's for you!
With this update, you can now view the latest developments in the world of cryptocurrencies - stay up-to-date with crypto-related news and current trade pricing.
You too can stay up-to-date with MoneyLion... by tapping that "Update" button!
Ratings and Reviews
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
Super excited thus far...
I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!
So I’ve been a member for a full 30 days now. I was very skeptical at first, I wanted to cancel after my first payment because I read some negative reviews. But, thinking about the situation a little longer I realized all the negative reviews have one thing in common, and that’s because these people didn’t read the documents or what they were signing up for. So I left it at that! Now if you don’t have the money monthly to pay both the membership fees and the loan. Then I wouldn’t suggest this app, cause you need to spend money to make money, if you have no money then you can’t make any. Anyways, you pay a membership fee of $33 and some change every two weeks. $50 of that goes into your investment account. That is STILL your money! It’s just in a savings account for you basically. ML couldn’t verify my bank account so I was in something called the LOANLocked group. I had to make sure to pay my membership ON TIME, auto-drafted from my bank account. 30 days later with no questions asked I was approved without running my credit for the $500 loan. I don’t have this app just for the loan. I have it to build my credit, and the ongoing investment. I would recommend this app to my close family and friends because I trust it. AGAIN READ what you’re signing up for. ☺️☺️☺️☺️
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Search History
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- MoneyLion Inc
- 377.5 MB
- Requires iOS 11.0 or later.
- Requires iPadOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Age Rating
- © 2016 MoneyLion Inc.
With Family Sharing set up, up to six family members can use this app.