Discover 2019’s Best Digital Bank with 0% APR Instacash advances, zero bank fees, low-interest credit builder loans, managed investing, cash rewards, trivia, and more. Finally, finance is easy!
MoneyLion is an all-in-one mobile banking membership, where everyone can dream big, even if they start small. Get the premium financial tools you deserve without the fees and BS you’re used to from other banks.
Signup takes minutes, and you’ll get benefits right away. Here’s some of what our 5 million members love about banking with us:
• 0% APR Instacash advances
• Checking account with zero fees
• Credit builder loans (70% of members raise their credit 30+ points in 60 days)
• Managed investing with no minimums or management fees
• Credit score tracking
• Personal loans
• Financial Heartbeat: financial health monitor and advice
• Cashback and rewards like $25 gift cards to Amazon & Target
“2019 Best Digital Bank” — Finovate Awards
“MoneyLion provides an all-in-one platform for anything finance related.” — TechCrunch
“Here's the idea: bring the same methods that the big sharks use to build wealth, to everyone.” — CNNMoney
“MoneyLion brings better lending to Americans who might be struggling financially.”— Cheddar
“MoneyLion is making it easier to invest.” — Huffington Post
START ENJOYING AN EASIER FINANCIAL LIFE TODAY:
Sign up! Download the MoneyLion app and choose your membership to unlock features like:
MoneyLion Visa Debit Card & Checking Account: Enjoy absolutely zero fees, including no hidden fees, and fast transfers and tracking in the palm of your hand. So easy.
0% APR Instacash with Banking: Get up to $250 in cash advances day or night, whether you want to ward off a late fee or have a fun night out. Afford to be spontaneous!
Credit builder loans: Get a Credit Builder Plus membership to unlock a low-APR loan with reporting to all three credit bureaus and exclusive perks like Lion’s Share payouts.
Managed investing: Invest the easy way! No minimums. No management fees. Just add funds to your Investment account, and we’ll put it to work in your personalized portfolio.
Credit tracking: Check your score any time and get stats important to improving your credit like credit age and credit inquiries.
MoneyLion Core, MoneyLion Instacash with Banking, or MoneyLion Credit Builder Plus (paid) membership required to participate in certain programs, services, cash advances, checking account and/or loans. See website or app for terms, conditions and details.
MoneyLion investment account is managed by affiliated, SEC-registered investment adviser ML Wealth, LLC. It is not FDIC insured or bank-guaranteed, and is subject to risk of loss, including loss of principal. For important information and disclaimers relating to the investment account, please go to http://www.moneylion.com/adv.
MoneyLion Checking Account provided by, and MoneyLion Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Identity and account verification required.
Loans are offered through MoneyLion affiliates. See www.moneylion.com/terms-and-conditions and applicable loan agreement and related documents for full terms and conditions.
What's new: We made some performance fixes to keep our 6 million members happy with interest-free cash advances, credit builder loans, investing, and more. Update your app and visit our one-stop shop for financial health today!
Ratings and ReviewsSee All
Waste of time
I received numerous emails and text on how I was approved for the $500. I entered in banking info and had to manually send in bank statement since it had to be verified. I was then told by representative , an email and text my bank passed the screening process and to continue with the next steps online, after re-verifying my banking info as asked it stated my account/rousting number didn’t match. I called back after waiting on hold for 25 minutes and was told they support team updated it in the system and to retry. I did it again and now received error message my bank isn’t supported! I called back and was told my bank was verified and passed the process on their end but wasn’t sure why I was receiving error online. In the meantime I’m still receiving text and emails telling me I can proceed to get the money....long story short no one can assist with why or how the online system is blocking my banking info saying it’s not supported I was even told to try and use the MoneyLion checking account to have funds deposited by a representative and transferred to that department and after being on hold 30 minutes this time I was told the MoneyLion checking account hadn’t been open long enough! Complete run around for the past 2 weeks and to this day I’m still receiving offers to apply and that my bank passed the screening process. Frustrating to do all of this for no resolution !!!!!
Developer Response ,
We appreciate you taking to time to let us know your feedback. If any questions arise or assistance is needed, feel free to contact us at 1-888-704-6970, Or email us at email@example.com
Super excited thus far...
I downloaded the app and although there are issues like DL not scanning and the #growyourstack option doesn’t pan a flat surface, I was able to get everything else going. I was super skeptical, ESPECIALLY after reading all the reviews about high interests, unexpected “surprises”, and scams but if you, as a consumer, do you part and actually read a document, you will see exactly what are signing up for. I was approved for the loan at the 5.99%; they don’t even check your credit for it and their requirements for approval are clearly stipulated. I opened up the contract to make sure and I was happy to see that I was set up for payments according to my pay period and at a 5.99% APR. Had I seen something different, I wouldn’t have accepted the loan. I would recommend that you open docs and read them before agreeing to anything. I am looking forward to having the issues worked out so I can take 100% advantage of all MoneyLion’s functionality. Financial stability is very important to me. It is clear to me that MoneyLion knows that there is an enormous gap between basic financial knowledge and healthy finances and they are invested in bridging that gap to help those of us that haven’t made the best “financial” decisions. I will come back and update my review as time passes. I’m hoping to bump it to 5 stars and 2 big thumbs up!!
Will not help credit run away!!!!
I got this app and account as it says if you log in each day you don’t have to pay for the services. I also got the $500 loan to help with increase my credit. This bank only works with a few of the major banks so only my one account that I used for online transactions would work. The major pain is they take 6-7 day’s to process a transaction. It takes 2-3 days before it is taken out of your bank and then some times another 5-7 days to show up on your account as having the loan payment made. I had it set up for automatic payment but even that took 5-7 days and would show that my payment was late due to the lag in the processing of the payment. I contacted there non existent customer service and was sent to there team and services page with zero help. So basically you pay $19 a month to have access to a $500 loan. The loan was easy but the issues with the account and no ability to make payments through bank accounts that do not link through there site such as a ACH or direct withdrawal you can not use checks or anything to make payments and they take so long to clear this app has now actually hurt my credit. 2 of the months they took longer due to the payment coming out over a weekend they had already reported the payment as late before they processed it. This is a scam please do you fall for this like I did. I have paid back the loan and plan to cancel my membership as soon as possible. Also they will not give you back your money in any way.
Developer Response ,
Hi there! I'm sorry to hear about your experience with MoneyLion. We'd like to learn more about your experience and contact you to help resolve your issue. Can you please respond to this message with the email address and phone number associated with your MoneyLion account and a senior member of our Escalation Team will be in contact with you within 24-48 hours.
With Family Sharing set up, up to six family members can use this app.