Moneywyn: 50/30/20 Budget Rule 4+

Finance Guide for Every Dollar

Beyond Stop, LLC

Designed for iPad

    • 2.8 • 8 Ratings
    • Free
    • Offers In-App Purchases



Tired of tracking every expense each and every day? Moneywyn can help!

Moneywyn is unlike most other personal finance software. It will help you save time and money while focusing less on daily expense tracking and more on budget planning. Using three spending categories, that are based on the 50/30/20 budget rule, you will find out where you stand financially and start taking appropriate action toward building wealth.

You’re busy! Do you want to spend time tracking every single expense all the time? Probably not.
You can stop all that tracking with Moneywyn.
- Create, edit and delete average monthly earnings
- Create, edit and delete average monthly spending
- View statistics for monthly deficit or surplus spending

Your spending is broken down into just three categories. No more categorizing expenses into numerous categories. Moneywyn is about simplifying your life and your budget:
- Specify spending on what you need - life’s necessities or long-term contracts
- Specify spending on what you want - the fun things in your life
- Specify spending on what you save - what helps you retire rich (can be increasing or decreasing)

See how your spending compares to the recommended target percentages in Moneywyn.

Based on the popular book All Your Worth: The Ultimate Lifetime Money Plan, Moneywyn compares your spending to the 50/30/20 budget rule outlined in the book. The target percentages are:
- 50% of your take-home pay should go to your needs
- 30% should go to your wants
- 20% should go to your savings

- Create a 50/30/20 budget
- Three spending categories: needs, wants, and savings
- Pre-populated common sources of earnings and spending
- Enter unlimited new earnings and spending sources
- Import and export data to CSV (optional purchase)
- Summary of monthly earnings and spending
- Deficit or surplus calculation
- Easy data entry
- Compare your spending to the recommended target spending
- Bar and pie graph reports
- Complete world currency list
- Automatically selects location currency
- Passcode lock to protect your data

If you have any questions, concerns, or suggestions, please feel free to send an email to

Check out for more details.

What’s New

Version 23.11.1

- Added a new Insights screen. Users will now be able to get some quick insights about your finances based on the data entered for the 50/30/20 budget. More insights coming soon.
- Renamed Reports screen to “Analysis”. The Reports screen is now a separate tab, along with the Analysis screen. The same reports about your 50/30/20 budget are still there.

- Fixed: Spelling errors found in About screen. This has been fixed.
- Fixed: Scrolling seems to get cut off after many transactions in the Transactions screen. This has been resolved.
- Fixed: When launching the app the first time, you may see a black screen before seeing your Dashboard budget screen. This issue has been fixed.
- Fixed: Certain screens may be delayed in displaying data. This issue has been fixed.

- Added the ability to enable dark mode.

- N/A

Ratings and Reviews

2.8 out of 5
8 Ratings

8 Ratings

Angierozm25 ,

So close, but missing an essential piece

I am a recent high school graduate and need an app to keep track of my debit card use so that I don't overspend. This WOULD be a nice app if they added the ability to put a date with each transaction. But without that, I can't properly match it with my monthly statement to make sure it's correct (the monthly statement is recent, but not up to the exact date).

JChereTul ,

Kept Crashing

I installed the app and upgraded to .99 which didn’t upgrade. Then I input my details and it kept crashing. I was really excited to use it 😩. Had to look for another option.

Developer Response ,

I apologize for the inconvenience. The app was recently updated, and all bugs should be fixed now. I hope you decide to give the app another chance.

rkittie ,

App crashes

App continues to crash.

Developer Response ,

My apologies. The app was recently updated and crashes should be resolved. I hope you decide to try it out again.

App Privacy

The developer, Beyond Stop, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like