Mooch: One-Stop-Budgeting 4+

Budget. Earn Rewards‪.‬

Knab Inc

    • 3.4 • 14 Ratings
    • Free

iPhone Screenshots


Mooch is currently in waitlist-mode!

Welcome to Mooch - the next generation of budgeting apps
Built on blockchain, Mooch allows you to automate your bills and savings goals with envelope budgeting and earn rewards.

* Put your bills on autopilot. The cash for each month’s expenses is taken out of your paycheck and divided into custom budget envelopes. Like rent, loans, car payment, and groceries.
* Build automatic savings in personalized envelopes. Automatically put cash from your paycheck towards your savings goals.
* Earn rewards for sticking to your budget. Get money back from envelopes to pay bills when they are due and get a monthly cash bonus reward!

With Mooch there are no fees (not even hidden ones), and you can withdraw money from budget envelopes anytime.
It’s personal finance, money management, and budgeting all done for you instantly.

What’s New

Version 2.4.0

We're constantly improving the app to help make your budget rewarding. As always, if you run into any issues, please text us at 716-325-6125 or email us at

Ratings and Reviews

3.4 out of 5
14 Ratings

14 Ratings


Privacy concerns

Hi I’m very interested in this app, but as someone who doesn’t know a ton about tech, I wanted to ask you guys about what information is stored, collected, or sold (if the app does sell data, I would understand since it is free, but I would prefer if that didn’t happen). Additionally, how does blockchain tech affect privacy. I’ve heard that the blockchain prevents tampering, but I’m a little confused about if that means all data put into it can be changed.
Thank you!

Developer Response ,

Hey thanks for reaching out! We only store info that is absolutely necessary to manage your budget and we don't sell any of your data and have no interest in doing so! The blockchain tech unlocks the awesome rewards Mooch is able to give to people, however, no personal data is ever stored on the blockchain. Hope this helps! Feel free to text us anytime if you have more questions :) 716-325-6125

Gahlia ,

1,001 on a waitlist (UPDATE)

Update… Emailed the company and they responded the same day. They moved me up the waitlist and was able to start using the app. Can’t wait to try!!!

Developer Response ,

Sorry about that! we're letting people off the waitlist as fast as we can and talking with them to learn about their experience budgeting with the app. This way we can gather feedback and improve each time. If you'd like to skip the waitlist we can fast track you! Please reach out to :)

T Nino ,

Waitlist time is crazy

Still on the waitlist at #1353…why put out an app on one of the largest platforms and not actually have it available for months at a time? I can’t even remember when I downloaded the app, but it has been at least 2 months and I don’t think I moved 1 number. Definitely disappointing.

Developer Response ,

Hi thanks for supporting! In the past 2 months we have let in a little over 1,000 people. We're trying our fastest to let in people quicker at a sustainable pace as our team grows. Thanks to your feedback we will now be letting in at least 500 every 2 weeks! Please reach out to or text us 716-325-6215 if you'd like to be fast tracked :)

App Privacy

The developer, Knab Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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