Mos: Money app for students 4+

Get more cash for college life


Designed for iPhone

    • 4.3 • 543 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Mos is the best fee-free banking app for students. Earn cash back, save on tuition, and manage your money the smart way in high school and college. Your Mos account unlocks exclusive benefits designed to help students like you get ahead.

Get points when you spend in your favorite category. Maximize your points by changing your category monthly to where you’re spending most—from shopping, food, travel, or entertainment. Redeem your points for instant cash back, whenever you want.

Find grants and scholarships you can actually get in 5 minutes or less. Get access to the largest database of $168 billion in verified scholarships and financial aid. Apply with help from your personal financial aid advisor.

Let your personal financial aid advisor negotiate to reduce your tuition. Get $100s or even $1,000s off your college’s sticker price. Save money and get your time back so you can enjoy college.

No overdraft, minimum balance, or other hidden banking fees—even after you graduate. The average student spends $228 on banking fees each year, and most don’t even know it.

Pick your debit card design, and get instant access to your digital card. Send, request, and receive money instantly from friends and family at no cost. Earn $ for each friend you bring to Mos. Keep your account safe with secure encryption, TouchID, and FaceID.

Animation: Kevin To @lottiefiles

What’s New

Version 1.69.3

Mos is now available to teens under 18!

Teens under 18 can now join Mos with a parent or guardian and get access to a private advisor, thousands of scholarships, a cash back debit card, and more.

Ratings and Reviews

4.3 out of 5
543 Ratings

543 Ratings

Ciara30 ,


I am literally crying because if it wasn’t for this app and my Mos Financial Aid Advisor Fella I would had stopped trying to get more funding and paid out of pocket like I have been doing. I have been away from college since 2018 and decided to go back to actually pursue my true purpose and dream which is fashion. Thanks to Fella she helped with letters and financial questions to ask my school. Even though I was familiar with certain tasks she admired me for my persistence but she had no clue that it was her that kept me on my toes because I cried every day because of stress from home and preparation going back to school. Being a person of color it’s been extremely hard to get funding but thanks so much for Mos that I was able to apply for scholarships. I haven’t won any yet but I am determined to keep applying even outside. My advisor Fella needs a big raise! She has been working extremely overtime and how she conducts herself is so professional. Thank you for this app! Satira -

Developer Response ,

Thank you so much Satira! This is incredibly heartfelt and we are so happy your Advisor could help you with school ❤️ Good luck with the scholarships, we'll be right behind you 🤝

Abdou Rouass ,

The best and only app you need as a student

The app is easy to use and pretty self-explanatory. The MOS team must’ve spent a lot of time and effort to make easy to use and access and has all the features that any student would need. Also, the MOS advisers are really kind and helpful. I’m so blessed I was matched with Mehdi, really nice, helpful, knowledgeable and wants you to get the most scholarships he can find you and wants to success and exceed on you education journey. My experience with MOS has been so great, and hopefully it will reach a lot of students as the value that the MOS team provide is priceless, and I would recommend the app to any student looking for scholarships, and wanting to continue their education. Thank you MOS team!!!

Developer Response ,

Thanks so much for sharing your thoughts, Abdou! 🙌

LichaM03 ,


This is perfect for all students. Freshman, sophomore, junior, seniors or graduates. Honestly if it weren’t for my advisors I’ll be in a pickle of problems. Because I’m from a low income family and my job is banquet serving in occasions, I don’t have a steady income. It’s harder to keep track of financial aid and quite frankly even as an upcoming sophomore I still don’t understand FAFSA. I’ve saved so much money and even reduced the amount I had to pay back to my school. Also it is especially helpful because the advisors write negotiation letters (which I don’t have to write myself) that I can send to my school. They also follow up quickly, so there is no waiting. Overall if becoming a student, this app is a must have.

Developer Response ,

We're so happy you're loving Mos! Awesome job to you for being proactive with your financial aid. Thanks for the review! 💫

App Privacy

The developer, ASKMOS, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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