Whether you want to maximize credit card rewards, earn extra cash back, track your credit score or make budgeting easier, it’s all here.
Download the app today and join the millions of people who are already using NerdWallet to make smart money moves.
WHY PEOPLE LOVE THE NERDWALLET APP
See everything in one place
A lot of apps show an overview of your finances in one place. We do that too, plus we make it easy to track your credit score, tackle budgeting and see where you could be saving more.
Tap into personalized spending insights
We’ll spot the trends in your spending, categorize your expenses and show you whether you’re on track to have extra cash at the end of the month.
Uncover smart ways to save (and earn)
Maximize credit card rewards for your next getaway, lower your mortgage payments and earn 2-10% cash back with the card you already carry — we’ve got you covered.
You’re our top priority
We always have your security in mind. Rest easy knowing your personal finance data is protected by 128-bit encryption, and your credit score data is protected by our trusted partner, TransUnion®.
How to get started
Download the app, connect your accounts and tackle your personal finance goals. It’s completely free and takes just minutes.
Find out which of your credit cards earns the most rewards on gas, groceries, dining and more.
Ratings and Reviews
The truth for me at least.
I was working hard as hell at a fast food restaurant for about 2 years when I met a guy who taught me about credit. He recommended this app, I quickly download it and started my journey on building my credit. I use to think “why have credit? why worry about credit?, why would I put myself at risk of owing money to a bank or personal lender, I have heard so many bad things.” But the guy I met explained to me vividly how to go about building and maintaining my credit to insure that “in the worst case scenario you’ll be taken care of, but only if you use credit for credit not to splurge. Don’t use it as a means to obtain cash you don’t have at hand. Use it as a means that ensures that as you progress in life, even if things turn sour you’ll be okay but only if you maintain you’re credibility. This app will help you, I’m certain.” This helped me out a lot, I watched my credit go from 552 to 688 in a matter of 8 months of being responsible and paying back what was owed and maintaining current or new credit accounts. I give NerdWallet a 1,000,000 star rating.
Developer Response ,
Thank you so much for your rating and review, and especially for sharing your inspiring story! It's always great to hear about successes like yours. Keep up the good work, and please let us know if you have any suggestions or ideas for us. You can share any time at email@example.com, we're always listening!
I normally calculate my finances on my IMac, however, I have multiple bank accounts so it’s nice to see how much money I have with all my accounts combined. I can get the balance for each account by logging in into each app, but to make it simpler it’s easier to use only one (nerdwallet). What I appreciate is I also have my few credit card accounts & an investment account so it saves me lots of extra time. It also shows you credit score (only one unfortunately) which normally there are 3 credit bureaus. If you pay everything w/ debit and credit card it’ll automatically post your transactions to the select fields: (grocery, travel, gas, payments, etc). It’s simple to use if you have multiple accounts. If you’re seeing this; take this golden nugget: never max out your credit card but purchase all items w/ credit cards. You’ll at least get some $ back that you were already going to spend. Save yourself at least some money. Best of luck, I haven’t read any other reviews but only going based off my own personal belief.
Developer Response ,
Thank you so much for the detailed review and 5-star rating, we really appreciate it!
I LOVE NerdWallet!!
As someone who just graduated college and started earning income, paying bills, and building my credit, this app has made my life so much easier. I am able to stay on top of my finances and see everything in one place. The best part is I can connect all my different accounts (acorns, Robinhood, checking/savings, retirement, car loan, etc) and know exactly how much is in each account. This is the first time I’ve gotten a full picture of how much money I have and how much money I owe. I also love that I can see which categories my spending goes towards and recategorize purchases if I need to (something that a lot of other budgeting apps I’ve tried don’t let you do). This has helped me come up with a realistic budget and savings goals. The personalized advice has helped me raise my credit score by over 40 points in the last 4 months. This app is awesome- I can’t believe it’s free. Thanks so much for the amazing service you provide.
Developer Response ,
Thank you so much for the positive feedback, Mackenzie! We are delighted to be part of your financial journey and so happy that you are finding great value in the NerdWallet app and the services available through it. We'll keep working hard to make it even better - if you have ideas or suggestions for us, please feel free to send them along to firstname.lastname@example.org - we're always listening!
With Family Sharing set up, up to six family members can use this app.