NJM SafeDrive 4+

New Jersey Manufacturers Insurance Company

    • 1.8 • 69 Ratings
    • Free

iPhone Screenshots


“What is NJM SafeDrive?
NJM SafeDrive is a voluntary program designed to encourage safer driving and it provides a discount on your car insurance premium if you choose to participate. It uses a smartphone app to capture driving behavior and provide feedback on your acceleration, braking, cornering, distracted driving, and speed.

How does it work?
NJM SafeDrive runs in the background while you drive. It captures your driving behaviors and assigns scores for acceleration, speed, braking, cornering, and distracted driving (handling or interaction with the smartphone while the vehicle is in motion). The app provides an overall score for each trip, which is uploaded to your account. You don’t have to worry about using any data – the app allows you to upload your trip information only over a Wi-Fi connection. Users can review past trips in the app’s logbook to see how their driving scores have changed over time.

How do I enroll?
NJM car insurance customers should contact us at 1-800-232-6600. Once you’re enrolled in the program, you’ll receive an email with instructions for downloading and setting up the app. Sign up for NJM SafeDrive and start saving today!”

What’s New

Version 3.12.0

- Added Configuration Helper to ensure all settings are correctly configured
- Improved journey capture detection rate
- Improved error messaging throughout the app
- Bug fixes & performance improvements

Ratings and Reviews

1.8 out of 5
69 Ratings

69 Ratings

Alexis747 ,

App needs to be tweaked

The app continues to deduct points for “phone handling events.” My car has Apple play, and I do not handle my phone while driving. I think as a customer, we should be able to check off that we have this option in our vehicle. Points should not be deducted if we are being safe drivers, just answering a phone call through our car.

Kevin Zz ,

The algorithm needs to be updated.

As a new NJM SafeDrive app user, I am waiting for more than a month to give my impression and review. The app tracks your driving via smart phone GPS and gyroscope, which measures driving speed and turning speed/angle. The math behind can be complicated. But starting from middle of May 2023, my accumulated scores by the end of May was half the rest app users in Leaderboard, who use the app from beginning of May. Simply put, the algorithm doesn’t compare average daily score. It compares the total scores. It seems the more you drive the higher your score is.

Mimi253418 ,

Buggy and Annoying

Hasn’t been updated in 3 years and crashes when trying to edit vehicle options. Also constantly asks me to change my settings and the window can’t be dismissed. It’s a constant babysitting job. Like other apps of this kind it doesn’t know enough to be truly accurate. For example when it is still recording a drive but you’re at a drive thru window and you need to use your phone to pay for your purchase. I’m going to pause or turn off njm each time? Right. So now my coffee stop is distracted driving. I could go on but the tech is not there yet.

App Privacy

The developer, New Jersey Manufacturers Insurance Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Health & Fitness
  • Location
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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