“What is NJM SafeDrive?
NJM SafeDrive is a voluntary program designed to encourage safer driving and it provides a discount on your car insurance premium if you choose to participate. It uses a smartphone app to capture driving behavior and provide feedback on your acceleration, braking, cornering, distracted driving, and speed.
How does it work?
NJM SafeDrive runs in the background while you drive. It captures your driving behaviors and assigns scores for acceleration, speed, braking, cornering, and distracted driving (handling or interaction with the smartphone while the vehicle is in motion). The app provides an overall score for each trip, which is uploaded to your account. You don’t have to worry about using any data – the app allows you to upload your trip information only over a Wi-Fi connection. Users can review past trips in the app’s logbook to see how their driving scores have changed over time.
How do I enroll?
NJM car insurance customers should contact us at 1-800-232-6600. Once you’re enrolled in the program, you’ll receive an email with instructions for downloading and setting up the app. Sign up for NJM SafeDrive and start saving today!”
- Added Configuration Helper to ensure all settings are correctly configured
- Improved journey capture detection rate
- Improved error messaging throughout the app
- Bug fixes & performance improvements
Ratings and Reviews
App needs to be tweaked
The app continues to deduct points for “phone handling events.” My car has Apple play, and I do not handle my phone while driving. I think as a customer, we should be able to check off that we have this option in our vehicle. Points should not be deducted if we are being safe drivers, just answering a phone call through our car.
Have to disable every time someone else is driving
The app is pretty accurate in terms of trip recordings. But I have to snooze whenever someone else is behind the wheel and this is tedious. Sometimes I don’t remember and I get a bad score because my mom or dad were driving or I was using the phone while they were behind the wheel. This is my only concern but a very big one.
Not worth the 5%
This app DRAINS phone battery like that’s its job. Location services don’t turn off despite a Trip having ended. Was tagged as cornering while stuck in the flow of speeding traffic on a highway ramp and tagged speeding as I attempted to get away from aggressive drivers. I am a safe driver. My record speaks for itself. Again, the troubles are not worth the $100/year. I’d be paying double that just for the electricity to charge my phone after using the app!!
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Health & Fitness
- User Content
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- New Jersey Manufacturers Insurance Company
- 106.3 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
English, Arabic, French, German
- Age Rating
- This app may use your location even when it isn’t open, which can decrease battery life.
- © NJM Insurance Company