North One - Business Banking 4+

Simple Business Banking

NorthOne Inc

Designed for iPhone

    • 4.7 • 2.8K Ratings
    • Free

iPhone Screenshots

Description

North One is a Business Checking Account that simplifies your banking experience, allowing you to focus on what matters most—growing your business.

Simplify your finances with one Account
Access all the essential banking features you need without the usual fees, branch visits, or paperwork.


With the North One app, you can:
- Earn money back on your Mastercard® Small Business Debit Card purchases
- Send and receive payments any time with Standard ACH, Same-day ACH, wire transfers, paper checks⁶, & more
- Apply for a Business Line of Credit and Business Term Loan⁴
- Receive payments instantly from Stripe, Cash App, Square, Amazon, PayPal, Venmo, and more⁵
- Bank anywhere, any time
- Enjoy low fees and high limits
- Buy with physical and virtual debit cards
- Invite your accountant, bookkeeper, and team members
- Free inbound wires
- Give each of your co-owners their own login and debit card
- Millions of ATMs with fee refunds
- Deposit cash at over 90,000 retail locations⁷
- Talk to a local Customer Care expert who understands your business

North One is a financial technology company, not a bank.
Banking services for the deposit account provided by The Bancorp Bank, N.A., Member FDIC.

The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.


1. Based on North One user data. Time saved compared to sending the same type of payment at a traditional bank. Learn how we calculate time saved here: help.northone.com/en/articles/9095567-time-saved-counter
2. Applicable to the North One Standard Plan. Optional North One Plus Plan available for $20/month.
3. North One does not charge a fee for this service, but may reimburse you for third-party fees charged. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply.
4. North One is a financial technology company, not a lender. North One does not issue loans or make credit decisions in connection with loans. North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon at kanmon.com.
5. Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details.
6. See Deposit Account Agreement for details on ACH transfers, Same-day ACH transfers, mobile check deposit, physical checks, domestic wire transfers, and third party cash transfers (subject to terms and conditions of GreenDot® Corporation).
7. Cash deposits are subject to terms and conditions of Green Dot Corporation. © Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account.

What’s New

Version 14.9.0

We're excited to share North One's latest app update with you. This release includes minor improvements and bug fixes for a smoother business banking experience. Stay informed on new features by keeping your updates and notifications on. Thank you for choosing North One as your business' financial partner. We're dedicated to providing you with the best connected banking experience and continually improving our app. For assistance, you can reach our Customer Care team at support@northone.com.

Ratings and Reviews

4.7 out of 5
2.8K Ratings

2.8K Ratings

MalMK1111 ,

Love my New Bank!

Northone Bank has provided me with such a great experience for all of my small business banking needs! Application is super easy and painless. I was able to fill it out in no time and begin my banking journey! I’ve use the chat feature twice through the app and both times I received a response within a few minutes. I didn’t have to remain in the app while I waited which was nice. I was received an email and notification each time they responded and was able to log in to app and go right to the chat and pick up where I left off- no closing out of chat or chat timing out. Plus the customer support agents are friendly and very knowledgeable! I would refer NorthOne to anyone with a small business! Thank you!

Developer Response ,

Thank you so much for your kind review! We'll be sure to pass this on to our Customer Care team. We're so excited to have you as a customer and be part of your small business journey! Best wishes to you and your business this holiday season. Cheers!

Awesome2525 ,

Couple of things

I really like this app and overall I see where they are going with it. However, there is a lot of false/inaccurate information being advertised for this app. FIRST, it doesn’t take 3 mins to setup an account. You can fill it out and submit it in 3 mins, but it’ll be a couple of days before you get an actual account. SECOND, you do not have control over your card. If you lose it you have to contact customer support, no ability to freeze it, change the pin or anything like that, so that feature isn’t operational. THIRD, you cannot integrate with Xero, QuickBooks, or the like. While they display this on the website, claiming its seem less, this option isn’t available. It says “coming soon” in the app, but there isn't a real ETA on this. So overall, promising app, but false and misrepresented information. This brings a lack of credibility as this could really open the company up to a lawsuit. I’m not saying you shouldn’t use it, just giving you a heads up that things aren’t what they’re advertised to be. Also you have to question management. This is an elementary error. Again not saying you shouldn’t use it, just providing full disclosure where they are not.

Developer Response ,

Hi there! Thank you for taking the time to write about your experience. We are so happy to receive any type of feedback. ☎ We are super excited to be able to build off of feedback like this. We would love to hear more and be able to make your experience five star worthy - which is what we strive for at all times.🌟Please send us a message at support@northone.com!

Shan777333 ,

STAY AWAY!!! HORRIFIC!!!

I opened an account with this bank in November 2020. It took about 5 minutes to provide all my information to open an account. I was approved shortly afterward. The customer service was always helpful and very responsive. The bank sent several emails out stating that they will upgrade all accounts and send out new cards. They keep reassuring us that we would love it and the process would be seamless.....THEN supposedly, the upgrade begins. I go to open the app, and it says we are updating the app, and it will take few minutes. I thought to myself, OK, no worries, I'll wait. The wait has been WEEKS!!! I DO NOT HAVE ACCESS TO MY OWN MONEY!!! THIS IS MY BUSINESS AND MY MONEY THAT I WORK HARD FOR! Suddenly customer service is AWFUL, RUDE, AND NOT HELPFUL AT ALL!!! Keatyn from customer service keeps telling me that they need a document from the secretary of state to complete the upgrade to my account. WHAT?!?!? I asked several times to give me MY MONEY AND CLOSE THE ACCOUNT. THEY HAVE NOT!!! PLEASE STAY AWAY!!!! I'm going over to BBB NOW!! Oh, BTW, you should read the reviews on BBB. There are sadly many VICTIMS LIKE ME WITH THIS FRAUDULENT SO-CALLED "BANK"!!!

App Privacy

The developer, NorthOne Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like

Novo - Small Business Checking
Finance
Relay | Business Banking
Finance
Restart - Mobile Banking App
Finance
Bluevine
Finance
Slash Banking
Finance
Lili - Small Business Finances
Finance